Reply
Frequent Contributor
Posts: 464
Registered: ‎10-29-2012
0

Re: Garden Club Meeting - May 2013

Well, I decided to pull the trigger this morning, and I got a further review message. Right now my app status says that it is In Progress. Worse comes to worse, I took an SP again, but I am hoping they approve me...I don't wanna wait 2 weeks...lol.

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
Regular Contributor
Posts: 201
Registered: ‎02-27-2013
0

Re: Garden Club Meeting - May 2013

Good morning everyone...

 

 

Sudently I got an alert from myfico.. EQ reported  up 2 points because my CU MC reported after 3 months .. is an old account that reports every month , not sure what happened there but ill take it .

Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: Garden Club Meeting - May 2013

125 days in the garden.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Moderator
Posts: 26,788
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - May 2013

Moderator
Posts: 26,788
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - May 2013

Moderator
Posts: 26,788
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - May 2013

Moderator
Posts: 26,788
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - May 2013

Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
0

Re: Garden Club Meeting - May 2013

is it weird that im counting down the days until the gold spade? 

 

currently day 156... 24 more days.

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
Posts: 201
Registered: ‎02-27-2013
0

Re: Garden Club Meeting - May 2013


creditnocash wrote:

is it weird that im counting down the days until the gold spade? 

 

currently day 156... 24 more days.


:smileyvery-happy:

New Contributor
Posts: 57
Registered: ‎04-24-2013
0

Re: Garden Club Meeting - May 2013

Happy Friday Everyone! Starting out these weeks seem to drag in the garden. It might have to do with the countless hours I have spent this week pulling my CR's, and looking up dates for INQ's to fall off, and derogs to disappear, and making a game plan for the next 6-12 months. Just glad I am not doing it alone.

 

It is always a pleasure to hop on here at work and get lost reading all the advice, and stories from people. But it makes it that much harder to wait and see your own credit repair flourish.

 

Heres to hanging in there! again happy friday all.

My Wallet: Amex Gold: NPSL / Chase Sapphire: $7500 / Capital One Orbitz: $1500 / Capital One Quicksilver $1500 / Jared: $5100 / Chase Slate: $5000 / Care Credit: $4600 / OCCU Beaver: $2500 / Amazon: $600 / Walmart Disc: $2500 / Lowes: $400

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.