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@sarkell wrote:
I'm still here 2 more weeks ill be at 60 days woohoo. My scores are starting to rebound from apps hopefully I get to 700 soon.
WTG so gardening is paying off Yay
So happy for you
As I said I would, I stepped out of the garden, and now stepped back in... Seedling again.
I did come home with a brand new Ford Fusion, and a nice 3.2% interest rate from BofA.
Back to gardening, This time for good...
@WolfMan wrote:As I said I would, I stepped out of the garden, and now stepped back in... Seedling again.
I did come home with a brand new Ford Fusion, and a nice 3.2% interest rate from BofA.
Back to gardening, This time for good...
Congrats to you
Your plan was to save money and gas...done good job
Yup, Payment about 30 bucks a month cheaper, not a huge deal, but gas milage going from 14 avg to something in the high 20's will really help. Insurance will also be a little cheaper, so it's definately a win. Plus, I finally have an auto loan that's all mine! Nice feeling right there, being able to get credit without fearing a denial.
@WolfMan wrote:Yup, Payment about 30 bucks a month cheaper, not a huge deal, but gas milage going from 14 avg to something in the high 20's will really help. Insurance will also be a little cheaper, so it's definately a win. Plus, I finally have an auto loan that's all mine! Nice feeling right there, being able to get credit without fearing a denial.
I would say thats worth a double congrats
Well folks, two things. First, I lost 5 points by letting a balance report on my 0% interest freedom -- bringing my utility to 9% and keeping me in the 700 club at 703. Secondly, two words: silver spade. Look at it, all shiny and awesome. As promised, I will not be holding onto this beautiful silver spade for very long because of the fact that my USAA platinum card will be eligible for a cli in two weeks. I am going to ask them to do it via soft pull, but they are going to deny that request and do a hp. They pull eq, which is 703 and util at 9%, so it is pretty likely that they will approve my cli. When they ask how much I want I plan on saying "As much as you will authorize. In a perfect world, I would have a limit of 12,500 and have my card upgraded to a world mastercard." I expect them to let me know that it is far from a perfect world and counter offer. I figure that they will probably counter with about 8k. We will see shortly...lol.