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Garden Club Meeting - May 2013

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Super Contributor

Re: Garden Club Meeting - May 2013


QAMngrGirl wrote:

OK I'm in for awhile, got all the CC's and retail credit I could ever want for awhile LOL. Smiley Happy


Welcome back

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1521 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


flyingace wrote:

Give me some chicken and a red! 

 

For my vacation/graduation ceremony (lol), I'll be using Freedom, since I'm in my introductory APR, whereas AMEX will be for gas... undecided as to my others!


Have as much food and drink as you like and if it runs out call me for refills Lol

Congrats on the up coming Graduation WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1522 of 2,553
Moderator Emeritus

Re: Garden Club Meeting - May 2013


myjourney wrote:

flyingace wrote:

Give me some chicken and a red! 

 

For my vacation/graduation ceremony (lol), I'll be using Freedom, since I'm in my introductory APR, whereas AMEX will be for gas... undecided as to my others!


Have as much food and drink as you like and if it runs out call me for refills Lol

Congrats on the up coming Graduation WTG


+1 to that!!! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 1523 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


tinuviel wrote:

Ooooh... BBQ!!! Looks delicious! I'm going to fill up a nice plate of chicken and ribs, and wash it down with a cold Amber Bock.

 

I'm going up to Orlando next month with my DH for our anniversary (29th!). Just a weekend trip, not a full-blown vacation, but it's always nice to get away together. We'll be paying mostly with my Venture card, as I'm working on accumulating points (miles) for a trip to NY next year. I may use my Amex as well, but it will mostly be on Venture for the double points.


Thanks tinuviel

The venture is a great card and of course have one on me 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1524 of 2,553
Moderator Emeritus

Re: Garden Club Meeting - May 2013

@myjourney: Thanks so much. Great spread and great topic, as usual. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 1525 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


tinuviel wrote:

@myjourney: Thanks so much. Great spread and great topic, as usual. Smiley Happy


Thank you

Trying to take everyones mind of the word APPROVED while having great conversation and companionship in the garden.Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1526 of 2,553
Established Contributor

Re: Garden Club Meeting - May 2013

I'll have some ribs, please... Smiley Happy

 

As far as vacation goes, right now I'm liking my CSP and Discover It cards.  On the CSP I now have around 50,000 UR points and am hoarding these for a nice trip later on.  For the It, I'm just accumulating cash back right now.  The nice thing about this card is that's it's still in the 0% on purchases promotional period through September.


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 1527 of 2,553
Valued Member

Re: Garden Club Meeting - May 2013

Thanks guys! Nice time to start the credit journey, so I'm very excited! 

 

@myjourney, I will be coming for those refills, I'm almost off work LOL.

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 1528 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


TNTransplant wrote:

I'll have some ribs, please... Smiley Happy

 

As far as vacation goes, right now I'm liking my CSP and Discover It cards.  On the CSP I now have around 50,000 UR points and am hoarding these for a nice trip later on.  For the It, I'm just accumulating cash back right now.  The nice thing about this card is that's it's still in the 0% on purchases promotional period through September.


Hi TnT

50,000 points wow WTG 

That's an amazing 1-2 punch CSP and Discover w/ cash back

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1529 of 2,553
Super Contributor

Re: Garden Club Meeting - May 2013


flyingace wrote:

Thanks guys! Nice time to start the credit journey, so I'm very excited! 

 

@myjourney, I will be coming for those refills, I'm almost off work LOL.


We will be waiting on you Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1530 of 2,553