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I received an email earlier from AMEX inviting me to apply for the AMEX PRG, which is the card I'm gardening for. I know I probably have a good chance of approval because I'll have 11 months of credit history in June and my AAoA will be 6 months also. I just don't wanna risk getting 3 HPs when I can just wait a little longer and only get 1 HP on EX.
@eviLution wrote:I received an email earlier from AMEX inviting me to apply for the AMEX PRG, which is the card I'm gardening for. I know I probably have a good chance of approval because I'll have 11 months of credit history in June and my AAoA will be 6 months also. I just don't wanna risk getting 3 HPs when I can just wait a little longer and only get 1 HP on EX.
AFAIK, you'll get 3 HP's for your first Amex card. You'll get approved no matter when you apply though. If you're also shooting for an Amex revolver, now's your best chance.
Before I get scolded by all the angry gardeners, no, I'm not advising eviL to leave the garden.
@hot4u wrote:over 6 weeks no apps... Brain is going crazy.... Found a old amex express I was AU on it... Keep staring at it and telling myself. Wait till next year to apply and back date it. This will help my AAOA.
Got a year to plan it..
6 weeks is a great start bravo keep up the good work