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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Garden Club Meeting - May 2013


tinuviel wrote:

I just pulled my scores for the month, and I'm happy to report that I received a 4 point bump on EQ! Over time, the new credit ding will fade more and more. Moving forward!!! :smileyhappy:


WTG Tinu!!!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Garden Club Meeting - May 2013


ceemee2203 wrote:

Still here. Decided to focus on paying down SL debt. According to myy current schedule, I'll have paid off 1 loan by December so that I can move the full payment to my biggest loan. 


Good luck to you!!! That is an awesome accomplishment to have those paid off!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
Posts: 96
Registered: ‎04-01-2013
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Re: Garden Club Meeting - May 2013

Wow. I can't believe this post has already 10 pages. I think May will be a good month for us all!

My plan this month is to continue to use my credit cards wisely and work on paying down my debt. Its a slow pace, every time I feel I've made a dent in my debt something else comes up and I'm right back where I started but that's ok, I'll get there eventually. Slow and steady wins the race, yes? :smileyhappy:


Starting Score: MyFico EQ 694 (3/2013)
Current Score: MyFico EQ 707 (4/1/2013), EX 734 (4/12/2013 - AMEX pull)
Goal Score: 740+, gardening since: 5/17/13



Frequent Contributor
Posts: 402
Registered: ‎09-08-2010
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Re: Garden Club Meeting - May 2013


09Lexie wrote:
@codimom

Thanks for the drinks! It's easy to be tempted but looks like you calmed that itchy finger! Lol

oh it was tempting only because they were offering 30.00 immediate credit if I opened the account... making my total purchase 2.85.  tempting ... but nahhhh.,,.

 

@roar -- are you in CO also?  watching all the lovely May snow falling outside my office window....

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Garden Club Meeting - May 2013


shaun2009 wrote:
i am not ready to dedicate my life to the garden no more apping ... i got my plastic bubble ready ..... 6 month run then will see if i can get a unsecured finally .... last month i started but i hardly didnt app for anything...

Im confused.......you are or your not ready? :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 402
Registered: ‎09-08-2010
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Re: Garden Club Meeting - May 2013

Oh and I just noticed that in May,  4, yes 4 inqs on my report hit their first little birthdays... isn't that when they stop counting against me?  YAY 

between the mini quiches, the bahama mamas and the margaritas... well I'll feel no pain and hopefully i won't go drapping :smileyhappy:

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Valued Member
Posts: 32
Registered: ‎02-18-2013
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Re: Garden Club Meeting - May 2013

I'm new to all of this; including the Garden.  My plan is to get pre-approved for a home loan so I'm in the garden and looking for info on everything regarding increasing my scores, saving money, and mortgages.

Take the myFICO Fitness Challenge

Tending to my garden for six (6) months October 2013 - April 2014
Moderator
Posts: 27,205
Registered: ‎09-13-2012
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Re: Garden Club Meeting - May 2013

Moderator
Posts: 27,205
Registered: ‎09-13-2012
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Re: Garden Club Meeting - May 2013

@ sarkell

I'm waiting for Sept too! Guess we will muddle through summer together.
Moderator
Posts: 27,205
Registered: ‎09-13-2012
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Re: Garden Club Meeting - May 2013

@phillyguy12

Sounds like a plan! No it won't interfere with monitoring services.
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