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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Garden Club Meeting - May 2013

Welcome afbar!
Will pass the Miracle Grow down for you!
Established Contributor
Posts: 772
Registered: ‎01-03-2012
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Re: Garden Club Meeting - May 2013


09Lexie wrote:
@TNT
Congrats on getting your bronze spade. My fingers are crossed for you on your 3x CLI request - think positively!

Thanks.  I would like to stay positive, but after getting denied three times my spirit has been broken.... Smiley Tongue


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Regular Contributor
Posts: 219
Registered: ‎02-27-2013
0

Re: Garden Club Meeting - May 2013

I only missed 5 pages  Smiley Sad 

Established Contributor
Posts: 772
Registered: ‎01-03-2012
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Re: Garden Club Meeting - May 2013


myjourney wrote:

TNTransplant wrote:

I'm in.

 

I'll pick up my bronze spade tomorrow, and I'm set for the forseeable future - I don't want/need anything else, and I've now got more cards (and yes, even CL) than I feel comfortable with.  Does anyone know if there's some type of income:CL ratio that is preferred/optimal?  (haven't searched the threads yet - that's a new project).  I am fearful of the pending score drop with the new accounts (PenFed gave me three from one HP in March), and they haven't reported yet. Smiley Surprised

 

Plan for the year is to pick up my gold spade again and to have all my revolving debt paid off by the end of December.  It's difficult right now with current expenses (licensure, examination fees, travel, etc.) but it's a necessary evil.

 

I do plan to ask for the 3X CLI on my BCP in a couple of days, but I'm not expecting any type of success.  I'm not sure what's in my profile that makes Amex hate me, but I've been turned down three times so far.  And it's now my lowest CL, as all my other cards have 2-4 X the limit.  Oh well... <Shrug> 

 

 

 

 Sounds like a plan well thought out and being excuted forth withSmiley Wink


 


Yes, I have a plan.  Just have to make myself stick with it.  Finishing school has been such a relief, but now I've got to face the certification exam.  Wish me luck!  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: Garden Club Meeting - May 2013


CS800 wrote:

Reporting for duty, still in the garden. It's summer and i'm enjoying a bahama mama

 

This month my BCE comes up on the 6 months mark. I will try to get a CLI on it.


Hope you get it.  Fingers/toes crossed for you... Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: Garden Club Meeting - May 2013


culture wrote:

I only missed 5 pages  Smiley Sad 


Yep, this thread moves fast now.  The last one was over 200 pages, and I couldn't keep up.  Smiley Very Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Garden Club Meeting - May 2013


09Lexie wrote:
Welcome afbar!
Will pass the Miracle Grow down for you!

thanks i just need to buckle down and keep to it and pay down stuff. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 457
Registered: ‎09-08-2010
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Re: Garden Club Meeting - May 2013

Still in the garden..have some lovely blooms.  I was very very tempted to apply for an amazon card...but.. i noticed it was backed by chase, and we all know chase hates me so i cancelled instead of submitted.  so, my spade is still golden, and so is my resolve.

 

to celebrate the snowy start of May in Colorado, I have made a pitcher of margaritas to pretend im at the beach.... im sharing so come on over.

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
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Re: Garden Club Meeting - May 2013


TNTransplant wrote:

CS800 wrote:

Reporting for duty, still in the garden. It's summer and i'm enjoying a bahama mama

 

This month my BCE comes up on the 6 months mark. I will try to get a CLI on it.


Hope you get it.  Fingers/toes crossed for you... Smiley Happy


I hope so too. Although i will go high, i dont want to tempt them Smiley Happy




Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Garden Club Meeting - May 2013

May club meeting when we're still officially in April...somehow I feel really really bad! LOL.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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