05-01-2013 06:43 AM
Stepped out ever so briefly last month for a car upgrade! In the garden for the foreseeable future, probably until it's time to move into a new apartment!
Debts are going down as well, so happy I decided to control my spending and get that debt down! Freedom and Discover should be paid off by mid May, then it will be time to hammer at the big boys.
05-01-2013 06:49 AM - edited 05-01-2013 06:53 AM
Well, I fnally took my chance this morning, was breathing pretty nervously and put in All my app info (I also have a student checking account and savings account with Chase if that helps any bit.) and then submit, 30 seconds later, I got an instant approval message! I'm so happy right now, I can't say. I thought I was getting denied again. I'm sure it will be a low limit, but that is fine with me. Now it's Amex next, and then back to the garden I go. I can't get a picture to post here, so if someone can help me that would be great. This is the only one I got....http://i494.photobucket.com/albums/rr308/redsoxfan
05-01-2013 06:59 AM
Checking in to pick up that bronze spade! Happy Gardening everyone!
05-01-2013 07:08 AM
I will have been in the garden for almost a year at the end of this month! (Unless you count that Verizon Inquiry to switch my cell phone provider).
Soon it will be time to see if that Capital One card fixed enough nitrogen for me for new seedings. (bad gardening joke)
05-01-2013 07:10 AM
I just pulled my scores for the month, and I'm happy to report that I received a 4 point bump on EQ! Over time, the new credit ding will fade more and more. Moving forward!!!
05-01-2013 07:24 AM
It has been 3 months since my last app! I'm planning on waiting until Jan 2014 for my next app, AmEx BCP. I've been pushing back the date for the AmEx constantly, but I just want to make sure my reports are the best they can be at the time of the app!
05-01-2013 07:31 AM
It's May and I am still in the garden!!!!! Day 116. I registered with myFICO Forum one year ago today and my scores were abysmal. Thanks for everyone's support and advice.
05-01-2013 07:48 AM
Still here. Decided to focus on paying down SL debt. According to myy current schedule, I'll have paid off 1 loan by December so that I can move the full payment to my biggest loan.
05-01-2013 07:56 AM
I have been gardening all through the winter. Couldn't stop myself from planting a couple of 'cardlings' last month. Back to Garden now.
05-01-2013 08:10 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.