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Established Member
SpaceInvader
Posts: 82
Registered: ‎04-17-2014
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Re: Garden Club Meeting - May 2014

Good morning fellow Gardeners!! Well officially two weeks today in the garden. Everything is well here. Glad to see a few rays of sunlight shine through the clouds. 

Gardening till: 4/2016
Starting Score: 666 Current Score: 676(Barclay FICO) Goal Score: 750

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Valued Contributor
starry1
Posts: 2,217
Registered: ‎11-29-2012
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Re: Garden Club Meeting - May 2014

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 10/26/14 TU 632; EQ 650; EX 641
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $1.3k / nRewards $3.5k / cashRewards $5k / NavChek $2.5k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Valued Contributor
-NewGuy-
Posts: 3,147
Registered: ‎12-18-2013
0

Re: Garden Club Meeting - May 2014


starry1 wrote:

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Congrats on the bump!

Regular Contributor
sunshine7157
Posts: 137
Registered: ‎11-11-2011
0

Re: Garden Club Meeting - May 2014

Good Morning! Checking in. Looking forward to my diamond come June.  :smileyvery-happy: I did get a sp cli in April, but have no intent to persue any more credit for at least another year. All is good. I have everything I need.


Starting Score: April 2011- EX FAKO 639, EQ FAKO 645, TU98 FICO 665
Current Score: Jan 2013- EQ FICO 746, EX FICO is the best kept secret in the world, I guess, TU FICO ???, Vantage 790
Goal Score: 760 by years' end. I didn't make the 760 club in 2013 but I'm pounding down the door in 2014.


Take the FICO Fitness Challenge
__________________________________________________________

To talk before you think is to shoot before you aim. Words can hurt or they can help. What did yours do today?
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Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
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Re: Garden Club Meeting - May 2014


starry1 wrote:

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Hey there Starry!

 

Happy May day to you as well! COngrats on your 6 point bump. I should be getting a nice bump around August when a couple of my cards hit their one year mark (US Bank and Citi) and the INQs associated with said cards no longer effect my score. 

 

I will even take 2 points :smileyvery-happy:




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Super Contributor
mongstradamus
Posts: 6,656
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - May 2014


sunshine7157 wrote:

Good Morning! Checking in. Looking forward to my diamond come June.  :smileyvery-happy: I did get a sp cli in April, but have no intent to persue any more credit for at least another year. All is good. I have everything I need.


Thats pretty darn good i am trying to hit my nine month in june:-). We will see if I can make it there 


EX Fico 797(amex fico) 9/25/14 Fako 806 CS/Credit.com 10/22/14
EQ SW 822 quizzle fako 796 7/19/14
TU Fico 815 Fako 785 Creditkarma 10/10/2014
Valued Contributor
-Wade-
Posts: 12,589
Registered: ‎08-13-2013
0

Re: Garden Club Meeting - May 2014

Good Morning and Happy May to my friends :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Established Contributor
ayles
Posts: 970
Registered: ‎01-01-2014
0

Re: Garden Club Meeting - May 2014

Happy birth month to everyone born in May (meeee hehe)!!

 

The first of the month always throws me off because I go to the previous month gc meeting and the reply button is gone and I'm wondering what in the world's is going on lol

 

It'll be 4 months that I have been app free on the third. But because of the accidental ge hp I won't be hp free for four months until the 17th. Still waiting to hear back from ge. I actually ccd the CEO of finance there lol so we'll see how that goes.

 

This month my focus is bringing util down, sending out the OCCU GW letter and celebrating my birthday with some nice clis hehe since my ge 8th statements will cut this week.  



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Super Contributor
mongstradamus
Posts: 6,656
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - May 2014


ayles wrote:

Happy birth month to everyone born in May (meeee hehe)!!

 

The first of the month always throws me off because I go to the previous month gc meeting and the reply button is gone and I'm wondering what in the world's is going on lol

 

It'll be 4 months that I have been app free on the third. But because of the accidental ge hp I won't be hp free for four months until the 17th. Still waiting to hear back from ge. I actually ccd the CEO of finance there lol so we'll see how that goes.

 

This month my focus is bringing util down, sending out the OCCU GW letter and celebrating my birthday with some nice clis hehe since my ge 8th statements will cut this week.  


I am hoping this month I will finally get that discover sp cli I have been waiting so long for :-) If i don't get that i hope to receive an few score bumps on either eq or TU


EX Fico 797(amex fico) 9/25/14 Fako 806 CS/Credit.com 10/22/14
EQ SW 822 quizzle fako 796 7/19/14
TU Fico 815 Fako 785 Creditkarma 10/10/2014
Valued Contributor
-Wade-
Posts: 12,589
Registered: ‎08-13-2013
0

Re: Garden Club Meeting - May 2014


starry1 wrote:

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Congrats on your score increase :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******

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