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Garden Club Meeting - May 2014

New Contributor

Re: Garden Club Meeting - May 2014

Good morning fellow Gardeners!! Well officially two weeks today in the garden. Everything is well here. Glad to see a few rays of sunlight shine through the clouds. 

Gardening since: 4/2015
Starting Score: 666 Current Score: 688(Barclay FICO) Goal Score: 750

Message 11 of 2,799
Valued Contributor

Re: Garden Club Meeting - May 2014

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 12 of 2,799
Moderator Emeritus

Re: Garden Club Meeting - May 2014


starry1 wrote:

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Congrats on the bump!

Message 13 of 2,799
Highlighted
Regular Contributor

Re: Garden Club Meeting - May 2014

Good Morning! Checking in. Looking forward to my diamond come June.  Smiley Very Happy I did get a sp cli in April, but have no intent to persue any more credit for at least another year. All is good. I have everything I need.

Message 14 of 2,799
Senior Contributor

Re: Garden Club Meeting - May 2014


starry1 wrote:

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Hey there Starry!

 

Happy May day to you as well! COngrats on your 6 point bump. I should be getting a nice bump around August when a couple of my cards hit their one year mark (US Bank and Citi) and the INQs associated with said cards no longer effect my score. 

 

I will even take 2 points Smiley Very Happy

Message 15 of 2,799
Super Contributor

Re: Garden Club Meeting - May 2014


sunshine7157 wrote:

Good Morning! Checking in. Looking forward to my diamond come June.  Smiley Very Happy I did get a sp cli in April, but have no intent to persue any more credit for at least another year. All is good. I have everything I need.


Thats pretty darn good i am trying to hit my nine month in june:-). We will see if I can make it there 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 16 of 2,799
Valued Contributor

Re: Garden Club Meeting - May 2014

Good Morning and Happy May to my friends Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 17 of 2,799
Established Contributor

Re: Garden Club Meeting - May 2014

Happy birth month to everyone born in May (meeee hehe)!!

 

The first of the month always throws me off because I go to the previous month gc meeting and the reply button is gone and I'm wondering what in the world's is going on lol

 

It'll be 4 months that I have been app free on the third. But because of the accidental ge hp I won't be hp free for four months until the 17th. Still waiting to hear back from ge. I actually ccd the CEO of finance there lol so we'll see how that goes.

 

This month my focus is bringing util down, sending out the OCCU GW letter and celebrating my birthday with some nice clis hehe since my ge 8th statements will cut this week.  



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 18 of 2,799
Super Contributor

Re: Garden Club Meeting - May 2014


ayles wrote:

Happy birth month to everyone born in May (meeee hehe)!!

 

The first of the month always throws me off because I go to the previous month gc meeting and the reply button is gone and I'm wondering what in the world's is going on lol

 

It'll be 4 months that I have been app free on the third. But because of the accidental ge hp I won't be hp free for four months until the 17th. Still waiting to hear back from ge. I actually ccd the CEO of finance there lol so we'll see how that goes.

 

This month my focus is bringing util down, sending out the OCCU GW letter and celebrating my birthday with some nice clis hehe since my ge 8th statements will cut this week.  


I am hoping this month I will finally get that discover sp cli I have been waiting so long for :-) If i don't get that i hope to receive an few score bumps on either eq or TU



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 19 of 2,799
Valued Contributor

Re: Garden Club Meeting - May 2014


starry1 wrote:

Happy May Day everyone!  I got a 6 point score bump this morning, the only reason I can figure is I had two more accounts hit the one year mark.


Congrats on your score increase Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 20 of 2,799