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Valued Contributor
Posts: 2,648
Registered: ‎02-18-2014
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Re: Garden Club Meeting - May 2014

Good day everyone!

AMEX (BCP - $25K, Platinum - NPSL, SimplyCash Plus Business - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Super Contributor
Posts: 9,483
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - May 2014


BigBS wrote:

Good day everyone!


good afternoon everybody ! how are you all doing? No fico score for me from either walmart or discover :-(

 



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15
Established Contributor
Posts: 970
Registered: ‎01-01-2014
0

Re: Garden Club Meeting - May 2014

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Highlighted
New Contributor
Posts: 104
Registered: ‎07-16-2013
0

Re: Garden Club Meeting - May 2014

Hello fellow Gardeners!  Nothing new to report except that I earned my bronze spade.  Wishing success to everyone with their goals! 



Last app: 10/4/14
In the garden until Winter of 2016
Super Contributor
Posts: 9,483
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - May 2014


ayles wrote:

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  



ayles wrote:

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  


yeah i know about discover and walmart , but still would like to get them to see if they dropped like my ex 08 score did :-) statement date is 5/10 so i know discover will be an few more days. Walmart seems pretty random when it posts. 

I assume you don't have anymore of those annual credit reports left this year to check your reports? 



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15
Established Contributor
Posts: 970
Registered: ‎01-01-2014
0

Re: Garden Club Meeting - May 2014


mongstradamus wrote:

ayles wrote:

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  



ayles wrote:

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  


yeah i know about discover and walmart , but still would like to get them to see if they dropped like my ex 08 score did :-) statement date is 5/10 so i know discover will be an few more days. Walmart seems pretty random when it posts. 

I assume you don't have anymore of those annual credit reports left this year to check your reports? 


Na don't have any free ones since I checked them all in January to get an idea of what my gardening goals would be.

 

Glad you already have the information.  Wasn't sure since you had mentioned there was no score yet.  Have a blessed day!



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Super Contributor
Posts: 9,483
Registered: ‎06-19-2013
0

Re: Garden Club Meeting - May 2014


ayles wrote:

mongstradamus wrote:

ayles wrote:

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  



ayles wrote:

Helllooo fellow gardeners!

 

I really want to look at my reports but I don't know if I can justify the money just yet especially since I don't plan on applying for any new credit or HP based clis until after July 3rd.  I just want to see if GE removed the Care Credit inquiry and if I've been SPd at all by existing creditors lol

 

Mong~When was the last time you got the Discover FICO?  Discover bases it on statement dates but since you changed your due date, your statement date will be different which is probably why you'll have to wait to see when the new date for fico reporting will be.

 

Walmart is usually the same across the board so someone usually posts here to say they are up.  


yeah i know about discover and walmart , but still would like to get them to see if they dropped like my ex 08 score did :-) statement date is 5/10 so i know discover will be an few more days. Walmart seems pretty random when it posts. 

I assume you don't have anymore of those annual credit reports left this year to check your reports? 


Na don't have any free ones since I checked them all in January to get an idea of what my gardening goals would be.

 

Glad you already have the information.  Wasn't sure since you had mentioned there was no score yet.  Have a blessed day!




Yeah oh well all i have right now is hopefully to get tiny boosts in my fico scores. I have decided gardening to October probably.  I have an 3x cli coming up next month hopefully that will help with my utilization.

 

I did get offer to upgrade from regular walmart to discover walmart. Is there any official announcement of when they will start offering walmart MC card and can you upgrade from walmart to mc ? Also is it official will walmart have same features as the sams club mc ?



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15
Regular Contributor
Posts: 245
Registered: ‎07-03-2007
0

Re: Garden Club Meeting - May 2014

Hello,

I've come into the garden this month.  I've had quite a few recent inquiries, got a new credit card, and bought a new 2014 Chevy Traverse for my wife, since we are expecting triplets in the next approximately 4 months.  I debated getting a car for myself and trading both cars in, but in the end, I traded mine on the Traverse, and I'll just keep my wifes old car, and will concentrate on just paying it off.  I'll be in the garden now until January, 2015.  At that time, I will see where things are, and hopefully we will be at the house buying range...

Gardening until 2017

Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013
0

Re: Garden Club Meeting - May 2014


Bluebonnet wrote:

Hello fellow Gardeners!  Nothing new to report except that I earned my bronze spade.  Wishing success to everyone with their goals! 


Congrats on your Bronze Spade Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013
0

Re: Garden Club Meeting - May 2014

Howdy all . Checking in from work.

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

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