10-31-2012 11:50 PM
Hi Bears...you can copy the seedling code from tinu's original post on this thread. Then go to your settings and add it to your signature. As for joining, you just come on in! Everyone is welcome. There is no process :-)
How od you get th seed icon? and how do i join?
10-31-2012 11:57 PM - edited 11-01-2012 12:02 AM
testing out my spade
been lurking in the garden but haven't posted too much.
11-01-2012 02:19 AM
Joining the garden for the first time.
Went on a 4-card app spree last week and got them all. Caused major damage to my AAoA, down from 8 years to 4 years. However, I gain the following:
I plan on staying in the garden for a long while
11-01-2012 04:09 AM
11-01-2012 04:16 AM
Still holding strong. Had another fam emergency last week... so balances had to go up. Thank goodness for credit! Delays payoffs a few months, but life happens!
11-01-2012 05:52 AM - edited 11-01-2012 06:18 AM
Lost my sweet bling, no more platinum spade, but I have my first GE card, so I'm plenty happy with the result. Dropping by to pick up my seedling.
FYI for those trying to get the seedling code, the URL is shortened in the first post, you need to follow that URL and edit it in the code to put the FULL URL in your signature in place of the shortened one.
|Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)|
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013
|AMEX Gold NPSL|
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
11-01-2012 05:56 AM
App free since October 12th!
Man it's hard!
11-01-2012 06:46 AM
left the garden to get 2 HP clis from BOA (3k to 6K, was tied for my third highest and now my highest) and discover (1K to 3.5K, was my only sub 3K bank card) on the 30th and 31st. My total availabe credit has nearly tripled from when my oldest accounts hit 1 year in august. Now im in the Garden again until february when i will go for an AMEX revolver. I always thought id go for BCE, but now im wondering if i wont go for one of the hotel cards.
After that nothing until later in Spring, because i have inqs galore from Feb-April of this year (3 on exp, 7 on EQ, 6 on TU). After those age off a year, i should see a decent bump from no new accounts under 6 mos, multiple accounts crossing the 12 month line, and 3 or fewer inq in the last 12 months on each report. I am chasing a profile worthy of the US Bank Cash+. After that i'll probably be done with credit cards for a few years except for some amazing offers like the BOA 300(they even had 400 this summer) cashback for 500 spend.
11-01-2012 06:54 AM
I'm in Renegotiating terms and credit limits on my existing cards now. Watching 'em grow for the next 6 months!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO