10-31-2012 11:50 PM
Hi Bears...you can copy the seedling code from tinu's original post on this thread. Then go to your settings and add it to your signature. As for joining, you just come on in! Everyone is welcome. There is no process :-)
How od you get th seed icon? and how do i join?
10-31-2012 11:57 PM - edited 11-01-2012 12:02 AM
testing out my spade
been lurking in the garden but haven't posted too much.
11-01-2012 02:19 AM
Joining the garden for the first time.
Went on a 4-card app spree last week and got them all. Caused major damage to my AAoA, down from 8 years to 4 years. However, I gain the following:
I plan on staying in the garden for a long while
11-01-2012 04:16 AM
Still holding strong. Had another fam emergency last week... so balances had to go up. Thank goodness for credit! Delays payoffs a few months, but life happens!
11-01-2012 05:52 AM - edited 11-01-2012 06:18 AM
Lost my sweet bling, no more platinum spade, but I have my first GE card, so I'm plenty happy with the result. Dropping by to pick up my seedling.
FYI for those trying to get the seedling code, the URL is shortened in the first post, you need to follow that URL and edit it in the code to put the FULL URL in your signature in place of the shortened one.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
11-01-2012 05:56 AM
App free since October 12th!
Man it's hard!
11-01-2012 06:46 AM
left the garden to get 2 HP clis from BOA (3k to 6K, was tied for my third highest and now my highest) and discover (1K to 3.5K, was my only sub 3K bank card) on the 30th and 31st. My total availabe credit has nearly tripled from when my oldest accounts hit 1 year in august. Now im in the Garden again until february when i will go for an AMEX revolver. I always thought id go for BCE, but now im wondering if i wont go for one of the hotel cards.
After that nothing until later in Spring, because i have inqs galore from Feb-April of this year (3 on exp, 7 on EQ, 6 on TU). After those age off a year, i should see a decent bump from no new accounts under 6 mos, multiple accounts crossing the 12 month line, and 3 or fewer inq in the last 12 months on each report. I am chasing a profile worthy of the US Bank Cash+. After that i'll probably be done with credit cards for a few years except for some amazing offers like the BOA 300(they even had 400 this summer) cashback for 500 spend.
11-01-2012 06:54 AM
I'm in Renegotiating terms and credit limits on my existing cards now. Watching 'em grow for the next 6 months!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.