11-01-2012 06:56 AM - edited 11-01-2012 06:56 AM
App spree gave me 0 rewards to
5% catagories with freedom
2.56% with Sapphire for dining or travel (2%+ 7% annual bonus+20%extra bonus for travel)
1.27% with Sapphire for everything else
5-6% APR with Navy Federal Platinum (my emergency balance transfer line lol)
6% on groceries, 3% on gas and department stores
Average of 4.5%+ annually with Chase Trifecta + Sapphire combination.
now my next target
US Bank Cash+ for 5% back restaurants and 5% billpay then I'll be done.
11-01-2012 08:00 AM
Checking in for November. No apps since 9/17. Plan is to stay in the garden until February, 2013. I will probably cancel AMEX PRG then (AF too high for me, it's nto meeting my needs). May (possibly) app for AMEX SPG then. I keep getting BOA pre-approvals, last one was decent offer but I am holding out as I need to combine, prune some cards.
Happy Gardening to everyone.
11-01-2012 08:44 AM
Still have my gloves on and I am claiming my gold spade early! November 15th will be six months since last app. I have all the credit I need right now and am still working on my plan to be below 10% utility by my birthday in July!! My Birthday Gift will hopefully be NFCU credit card and Barklays!! I can't wait!!!
I love the food on the table and wanted to add about 3 pounds of this candy I had left over from Halloween!
11-01-2012 08:45 AM
MODERATORS: Something funky going on with my sig...how can I fix it!?!?!
11-01-2012 09:18 AM
Hello Garden Club Members!
I'm checking in for November. Today I am 70 days app free. Looking forward to upgrading my bronze spade to silver in a few short weeks!
Wishing everyone a Happy Thanksgiving and an app free November!!
11-01-2012 09:36 AM
yeah, I can't get my little seedling to show up properly
11-01-2012 09:51 AM
Still here, waiting until tomorrow to see updated reports. Starting to feel a little itchy, only because my reports should now have my formerly defaulted student loans updated to gorgeous default-free tradelines. Last I checked, they weren't entirely finished. I want to see those new scores very much, as I'm hoping that I'll see some boost-y action from that.
I always look forward to the updates on these GC threads, too. Yay for the 1st of the month!
11-01-2012 09:55 AM
Starting second month in the garden. App free this month! lol
11-01-2012 11:07 AM
Hello everyone!....just checking in myself for the month of Nov. Eight more days and it will be a full month that i am application free!...
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