App spree gave me 0 rewards to
5% catagories with freedom
2.56% with Sapphire for dining or travel (2%+ 7% annual bonus+20%extra bonus for travel)
1.27% with Sapphire for everything else
5-6% APR with Navy Federal Platinum (my emergency balance transfer line lol)
6% on groceries, 3% on gas and department stores
Average of 4.5%+ annually with Chase Trifecta + Sapphire combination.
now my next target
US Bank Cash+ for 5% back restaurants and 5% billpay then I'll be done.
Still have my gloves on and I am claiming my gold spade early! November 15th will be six months since last app. I have all the credit I need right now and am still working on my plan to be below 10% utility by my birthday in July!! My Birthday Gift will hopefully be NFCU credit card and Barklays!! I can't wait!!!
I love the food on the table and wanted to add about 3 pounds of this candy I had left over from Halloween!
Enjoy!!
Starting Score: 9/2012 - 609
Still here, waiting until tomorrow to see updated reports. Starting to feel a little itchy, only because my reports should now have my formerly defaulted student loans updated to gorgeous default-free tradelines. Last I checked, they weren't entirely finished. I want to see those new scores very much, as I'm hoping that I'll see some boost-y action from that.
I always look forward to the updates on these GC threads, too. Yay for the 1st of the month!
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