Started gardening last month and didn't record my final app date (assuming it was approximately 10/15), but at any rate, the new account hasn't posted to my CR yet, so I'll be a seedling for a while. No app itch yet. But DH is feeling a little itchy in light of the surprising credit line we were given this time.
Planning to stay in garden mode for about two and a half years until my remaining baddies fall off. Ultimately hoping to prepare to buy our first home by that time.
Happy Gardening and Happy Holidays.
Still planted firmly in the garden. My scores are slowly climbing and my student loans have been successfully rehabed and turned back over to the department of education. The tradelines have been partially updated and my EQ score jumped 18 points so far. Just waiting on some more action on the scores before I pull my reports and see what's really going on with them. But things are looking up, will have my Gold Spade on the 13th !!!
edit: My EQ was 655, it had gone down a bit from what my siggy says the start score was.
Starting Score: 9/2012 - 609
LesWH wrote:I was involuntarily yanked out of the garden!!! i applied for an Amex green card and was denied on Oct. 11, 2012. Amex did another HP on Oct. 31, 2012 which i did not ask for and then sent me an approval email. Do I have to start over???
**bleep**? did you have any other Amex cards? probably not since they only soft you if your declined once you have a Amex product. I dunno potentially you could sue them, but hey I think the relationship with Amex is more important in a lifetime than a $1,000 check.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
