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Garden Club Meeting - November 2012

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thankfulheart
Established Contributor

Re: Garden Club Meeting - November 2012

Still sitting in the garden, but at least it's in my new house!  I knew I would be facing some expenses, but sheesh, this is getting bad.  I've maxed out my Lowe's card and my scores are reflecting it with a nosedive.  I am ready for the dust to settle on getting all my deposits back and cards/statements in hand (new address) so I can get crackin' paying some of this back down and watching my scores grow again.  Although, TU on USAA right now is in the 9000s (yep 9000) and there is no data to show at all for 2 days now, so something must be wrong with their system.

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Message 81 of 287
jrodzmc09
Contributor

Re: Garden Club Meeting - November 2012

1 month and 3 days app free! Smiley Very Happy Keep it coming!

USAA PLATINUM MC: $9.5k | CHASE SAPPHIRE PREFERRED: $5k | NFCU FLAGSHIP REWARDS: $5k | USAA VFW REWARDS: $4k | BARCLAYS FINANCING VISA: $2.3k | CHASE AMAZON REWARDS: $2k | DISCOVER IT: $1k | AMEX BCP: $1K | PAYPAL SC: $1.3k | MACYS: $1.2k | EXPRESS: $600 | NFCU LOC: $2.5k | NFCU AUTO LOAN: $21k
Message 82 of 287
creditnocash
Valued Contributor

Re: Garden Club Meeting - November 2012

Yeah i know it's not bad and would still be reporting less then 9%. Only card I want is the true earnings Amex. Other then that I'm good. I won't be going for that until at least jan or greater.


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 83 of 287
MrAnonymous
Member

Re: Garden Club Meeting - November 2012

I stepped out of the garden last month to open a NFCU checking/savings account and got their Cash Rewards Signature Card.

 

I'm in the garden for good until mortgage time comes around mid to late next year.

Message 84 of 287
shakalaka
Established Contributor

Re: Garden Club Meeting - November 2012

Today I am officially 1 months app free Smiley Very Happy and no itching at all ... so far at least

 



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 85 of 287
Tonya-E
Established Contributor

Re: Garden Club Meeting - November 2012

Checking in this week. One day shy of 200 days in the garden. No itch or anything just a little bored playing in the dirt. It comes and goes. I am still firmly planted here though until at least January but hopefully April.
Wallet: Amex BCP-45k| Barclays Rewards MC-26.3k| Citi Thank You Preferred-27.5k| Citi Double Cash-14k| Target MC-11.5k| Walmart MC-7.5k| Chase Freedom Unlimited Signature-6k


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Message 86 of 287
webhopper
Moderator Emeritus

Re: Garden Club Meeting - November 2012

8 more days until I get the bronze spade.... Happy gardening all!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 87 of 287
qtcbcute
Contributor

Re: Garden Club Meeting - November 2012

In the garden...again...since 10/22/12 and I plan to be here for a while! I have my new Chase Freedom with a CL of $6000 and my new Discover with a CL of $6000. Let me get a cocktail and a snack and get comfortable!



Starting Score: ?
Current Score: ?
Goal Score: 720


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Message 88 of 287
Anonymous
Not applicable

Re: Garden Club Meeting - November 2012

I just applied for Kohls charge today (approved for $300) and applied for Target RedCard (approved, but not sure how much due to computer shut down while app was processing. Then hubby comes home complaing about toothache, so then I had to apply for CareCredit and requested $2000 and got approved (I should have requested $3000...oh well, maybe I'll get a CLI down the road...$2000 should be enough to cover possible root canal for now...I hope). I was going to apply to local credit union, but since they do a HP to approve membership, I think I'll wait 3-6 months before applying for membership and their Visa. So with 3 apps and 3 approvals today, and $500 CLI on Cap1 Platinum yesterday (SP I believe), I'm in the garden for next 3-6 months.

Message 89 of 287
Duncanrr
Valued Contributor

Re: Garden Club Meeting - November 2012

casually sneaks back in the garden.

 

(In the garden for 10 hours!  No more apps till refi as I'm sticking to my plan.  Thanks NFCU for being as insane with credit as I am Smiley Happy  I think their computer must had been drapping when it approved me)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 90 of 287
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