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Garden Club Meeting - November 2012

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LS2982
Mega Contributor

Re: Garden Club Meeting - November 2012

I think I my have dodged the HP from CareCredit, tried for the CLI on Monday and still no HP showing on TU!!

 

Sweet, I can get my bronze back!!




EQ FICO 548 3/3/16
Message 101 of 287
amercnchopz34
Established Contributor

Re: Garden Club Meeting - November 2012

Gardening for a year........


Message 102 of 287
tcbofade
Super Contributor

Re: Garden Club Meeting - November 2012

It's shiny silver spade day!  Woot!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 103 of 287
TNTransplant
Established Contributor

Re: Garden Club Meeting - November 2012


@tcbofade wrote:

It's shiny silver spade day!  Woot!


Congrats! Smiley Happy

 

I've got about 5 more weeks before I get mine, but it's going to happen!


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 104 of 287
TNTransplant
Established Contributor

Re: Garden Club Meeting - November 2012


@webhopper wrote:

Still in the garden.  5 days until bronze spade!

 

Good news to report...  my dispute of the judgment on my EX report finally worked, and I'm proud to say that my credit report no longer contains any public records!!  Whoo hoo!

 

The backstory is that the judgment was dismissed by the court after I settled it.... I found this out earlier this year, and have been fighting to get it removed from all three.


Great news about the judgment removal!  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 105 of 287
dodgerslv
Valued Contributor

Re: Garden Club Meeting - November 2012

Just realized it's  been 1 month 3 days since my last application!!!

gardening since 5/21/2016
Message 106 of 287
chasmith
Valued Contributor

Re: Garden Club Meeting - November 2012

One month in for me as well, picked up my bronze spade...

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Message 107 of 287
Revelate
Moderator Emeritus

Re: Garden Club Meeting - November 2012


@TNTransplant wrote:

Hey All,

 

I've not been the best at gardening this year, but the small amount that I did helped me get new cards and finally meet my goal scores for 2012 - 720 on each by 12/31/12.  And two months early, besides. Smiley Happy

 

I will hit two months in the gard on 11/16, and plan to stay here for the forseeable future.  Possible mortgage app in 2013, so I have to behave.

 

As an aside, I'm having a love/hate relationship with Amex right now - hate that I've tried twice to get a CLI and gotten denied both times, but love the fact that I get an updated Experian score each time.  Who needs PSECU??? Smiley Tongue


Haha mortgage buddy, I will at some point be joining you with the Amex EX scores whenever I finally start applying for one of their revolvers Cat Tongue




        
Message 108 of 287
Revelate
Moderator Emeritus

Re: Garden Club Meeting - November 2012


@LS2982 wrote:

I think I my have dodged the HP from CareCredit, tried for the CLI on Monday and still no HP showing on TU!!

 

Sweet, I can get my bronze back!!


Hate to say it but CareCredit often pulls EQ Smiley Sad.  It's one of the odd ducklings in the GE armada.




        
Message 109 of 287
RonDawg
Contributor

Re: Garden Club Meeting - November 2012

Been in the garden since my refi of my auto loan back in June of this year. I plan to stay in the garden till April 2013 then app for the Chase Sapphire preferred that will complete my cards and I don't plan to app again till something better comes along.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Message 110 of 287
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