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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Garden Club Meeting - November 2012

Nice, webhopper! Pays off to Garden! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
New Contributor
Sladyesq
Posts: 55
Registered: ‎09-27-2008

Re: Garden Club Meeting - November 2012

9 days away from bronze spade. I am oh so excited!



Starting Score: 644 EQ 548 EX 567 TU
Current Score: 644 EQ 665 EX (12/25/12 lender pull) 635 (Walmart 1/3/13) TU
Goal Score: 760

Goal: no apps until August 2013! Last app: 1/6/13
Take the FICO Fitness Challenge
Established Contributor
colindidit
Posts: 640
Registered: ‎11-13-2012

Re: Garden Club Meeting - November 2012

Just keeping my head in the dirt for now

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Established Contributor
colindidit
Posts: 640
Registered: ‎11-13-2012

Re: Garden Club Meeting - November 2012

can anyone help me getting the seedling next to my name? i copied and pasted it in the sig but its not showing up...is it because i have too much information on there?

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Moderator
tinuviel
Posts: 3,897
Registered: ‎11-02-2010

Re: Garden Club Meeting - November 2012


colindidit wrote:

can anyone help me getting the seedling next to my name? i copied and pasted it in the sig but its not showing up...is it because i have too much information on there?


See what happens if you align it to the left. Make sure that the code for the graphic is the first line in your siggy, and change the code from "align=right" to "align=left". Yes, there is a lot of info in your siggy, but let's see if this helps.

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Moderator
tinuviel
Posts: 3,897
Registered: ‎11-02-2010

Re: Garden Club Meeting - November 2012


webhopper wrote:

Inquiry update:

 

As you guys know (or maybe don't know)   I had over 15 inquiries on each report when I first joined the garden club back in april or may.. I stepped out a few times, to do things that made sense financially, refinancing, and financing a car since my favorite car, a Volvo was totalled :smileysad:

 

So now, I've gone from 15 on each report (19 on TU)      to...   drumroll....

 

 

EX 6  EQ 7  TU 10

 

I can't wait for the last of the mortgage inquiries to fall off as well as the inquiries from my Feb / March CC apps. 

 

Thanks gardening club :smileyhappy:  Its nice to be back in the single digits LOL


 

That's wonderful! It feels great to watch the inqs fall off! Keep up the good work. :smileyhappy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012

Re: Garden Club Meeting - November 2012

I'd like to join the garden now!  I have my 1 credit card and my car loan, that's all I need right now!  I need to sit tight for a few months, at least 4 months. 

 

I have pink gloves with glitter :-)

 

 

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Moderator
webhopper
Posts: 6,739
Registered: ‎09-16-2011

Re: Garden Club Meeting - November 2012

This is so embarrassing, I almost accidentally applied...   So i was looking at my YTD spend on my Amex Zync, trying to decide if an upgrade to PR Gold was worth it for my spending habits. 

 

I clicked on a button, thinking that I was going to be looking at more card details...   and I accidentally got to the application page!  all I needed to do was enter the Card Verification Code from my zync and hit submit and I would have apped.... 

 


You have arrived at this page using the back button of your browser. This application page session has expired.

Please click here to restart the application process.

If you are interested in exploring different cards, please click on “CARDS”, located at the top of this page.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
TNTransplant
Posts: 685
Registered: ‎01-03-2012

Re: Garden Club Meeting - November 2012


webhopper wrote:

This is so embarrassing, I almost accidentally applied...   So i was looking at my YTD spend on my Amex Zync, trying to decide if an upgrade to PR Gold was worth it for my spending habits. 

 

I clicked on a button, thinking that I was going to be looking at more card details...   and I accidentally got to the application page!  all I needed to do was enter the Card Verification Code from my zync and hit submit and I would have apped.... 

 


You have arrived at this page using the back button of your browser. This application page session has expired.

Please click here to restart the application process.

If you are interested in exploring different cards, please click on “CARDS”, located at the top of this page.

:smileysurprised::smileysurprised::smileysurprised:  

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13


Take the 2013 FICO Fitness Challenge
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Garden Club Meeting - November 2012

Close call webhopper!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

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