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Garden Club Meeting - November 2012

Moderator Emeritus

Re: Garden Club Meeting - November 2012

Imagine me checking into the Garden Club to pick my seedling back up and telling tinuviel it was an accident... haha  


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 181 of 287
Established Contributor

Re: Garden Club Meeting - November 2012


webhopper wrote:

Imagine me checking into the Garden Club to pick my seedling back up and telling tinuviel it was an accident... haha  


If that happened, you may have ended up getting banished from the garden for good (e.g. Adam & Eve).  I've heard tinu rules with an iron fist spade. Smiley Tongue


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 182 of 287
Frequent Contributor

Re: Garden Club Meeting - November 2012

I want to join the garden club >>>>  Last AP was 10/15/2012 ,  Last HP for a CLI was 11/13/2012 .  Which date do i need to use????

 

Thanks


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 183 of 287
Highlighted
Established Contributor

Re: Garden Club Meeting - November 2012

WooHoo, got my Gold Spade!  My scores are slowly creeping upwards.  Finished my SL rehab in October and am still waiting for my CR's to update.  Then today got a $100 CLI on my secured Cap1.  Just came out of the blue at the 6 month mark, no credit pull.  Smiley Very Happy  I love gardening!


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Message 184 of 287
Valued Contributor

Re: Garden Club Meeting - November 2012

After approved for 4 brand new Prime Card. Amex Delta Amex Green USAA and Walmart Card. Im now official join GARDEN CLUB 2012 and God know for how long since i still in my rebuilding mode Smiley Very Happy


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 185 of 287
Established Contributor

Re: Garden Club Meeting - November 2012


newportguy wrote:

I want to join the garden club >>>>  Last AP was 10/15/2012 ,  Last HP for a CLI was 11/13/2012 .  Which date do i need to use????

 

Thanks


Per established gardening rules (see tinuviel's initial post on page 1), the date you would use is 11/13/12.  

 

Welcome to the garden! Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 186 of 287
Established Contributor

Re: Garden Club Meeting - November 2012


BrokaToe wrote:

WooHoo, got my Gold Spade!  My scores are slowly creeping upwards.  Finished my SL rehab in October and am still waiting for my CR's to update.  Then today got a $100 CLI on my secured Cap1.  Just came out of the blue at the 6 month mark, no credit pull.  Smiley Very Happy  I love gardening!


That's awesome - congrats on the gold spade and the CLI.  Smiley Happy

 

I will get my silver spade next month - longest I've made it in the garden was 5 full months.  Trying for longer than that this time - the gold looks great, and I want it.


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 187 of 287
Frequent Contributor

Re: Garden Club Meeting - November 2012


TNTransplant wrote:

newportguy wrote:

I want to join the garden club >>>>  Last AP was 10/15/2012 ,  Last HP for a CLI was 11/13/2012 .  Which date do i need to use????

 

Thanks


Per established gardening rules (see tinuviel's initial post on page 1), the date you would use is 11/13/12.  

 

Welcome to the garden! Smiley Happy


Thanks


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 188 of 287
Established Contributor

Re: Garden Club Meeting - November 2012

Hello Gardeners!

It's been a while since my last post, but I've been lurking (just not logging in)... Glad to see most of you are getting back on track. A couple of months ago the Garden resembeled the App Addiction Dungeon Smiley Surprised. Belated congrats to our newest Mods and Community Leaders! Good to see so many new faces and old ones aswell! I've been gardening with no recourse the past several months. Many great things have occured since:

 

July- Collections on 2 CR fell off without any rhyme or reason (was scheduled to fall of in 2016). All CR's are clean

September- My oldest TL turned 8 years old, I pruned my HSBC/Cap1 Orchard and Amex Zync cards, AAoA reached 4 years, and my oldest CC turned 6 years of age!

October- Took my first vacation in 7 years, became eligible for a gold spade

November- Several inqs from last years app spree turned 1 no longer effecting my Fico score Smiley Happy

 

I'm just waiting for January when I can PC my Amex gold to a PR Gold as the annual 30k spending bonus would benefit me greatly. No new apps until my current utl is less than 10%.

 

Stay strong guys! The year is almost over!



Message 189 of 287
Moderator Emeritus

Re: Garden Club Meeting - November 2012


teenastie wrote:

Hello Gardeners!

It's been a while since my last post, but I've been lurking (just not logging in)... Glad to see most of you are getting back on track. A couple of months ago the Garden resembeled the App Addiction Dungeon Smiley Surprised. Belated congrats to our newest Mods and Community Leaders! Good to see so many new faces and old ones aswell! I've been gardening with no recourse the past several months. Many great things have occured since:

 

July- Collections on 2 CR fell off without any rhyme or reason (was scheduled to fall of in 2016). All CR's are clean

September- My oldest TL turned 8 years old, I pruned my HSBC/Cap1 Orchard and Amex Zync cards, AAoA reached 4 years, and my oldest CC turned 6 years of age!

October- Took my first vacation in 7 years, became eligible for a gold spade

November- Several inqs from last years app spree turned 1 no longer effecting my Fico score Smiley Happy

 

I'm just waiting for January when I can PC my Amex gold to a PR Gold as the annual 30k spending bonus would benefit me greatly. No new apps until my current utl is less than 10%.

 

Stay strong guys! The year is almost over!


That's awesome!!  Congrats on your progress!  Gold spade is amazing  Smiley Happy

Can you please fill me in on the PRG 30k spending bonus?   I'm considering this card and I haven't heard of this bonus!

 

Again, Congrats on the gardening!

 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 190 of 287