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Garden Club Meeting - November 2012

New Contributor

Re: Garden Club Meeting - November 2012

Hi, I am gardening now and I am going to stick to it (this) time Smiley Wink
EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



New Contributor

Re: Garden Club Meeting - November 2012

Hey all, stepped out of the garden for Citi Forward and Wallyworld. I just couldn't wait anymore for the Forward; I eat out too much not to be rewarded for it accordingly. They gave me my highest limit, and highest instant approval EVER, $6,500! Walmart was just so I can get the free TU FICO. They had a pre-approval listed when I logged into my normal email account, $1200.

 

These were the only two cards I really wanted. I had an interest in the BOA Travel Rewards. Figured I would try for it since I was already 2 for 2, but was denied. That left a bitter taste in my mouth! I really only wanted it to have in my repertoire in case I head out of the country for vacation later this year. Oh well. No real desire for anything else right now. I'm in the garden for the long haul. Cheers!

AMEX BCE $15,500 Citi Double Cash $8,700 USAA $6,000
Chase Freedom $2,500 Discover It $10,600
M & T Visa $2,500 CU Visa $10,000, BOAmericard $7,500
Valued Contributor

Re: Garden Club Meeting - November 2012

I have been in the garden for awhile and now im halfway to my year mark...whoo..hooo

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Moderator Emeritus

Re: Garden Club Meeting - November 2012


beb86 wrote:

I have been in the garden for awhile and now im halfway to my year mark...whoo..hooo


 

Congrats on your gold spade!! Nice and shiney!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor

Re: Garden Club Meeting - November 2012

I NEED NFCU to do a 0% BT offer, like, now.  That would perfectly scratch the itch I've been having, looking at other 0%BT cards.  C'mon Santa!!!

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Senior Contributor

Re: Garden Club Meeting - November 2012

LOL!  I'm still here, boys and girls.

 

No apping for me.

 

Really, I'm just biding my time....my utilizations is a bit too high, and while certain cards are completely paid off, more than a few are still maxed out...so I'm hoping that working on them for a few months should help bring both of those down, and let my FICO rise...  Smiley Happy

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Valued Contributor

Re: Garden Club Meeting - November 2012

not that im trying to rush the holidays but can it be next month already? 

want to sport my shiny silver spade on the 1st =)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
New Contributor

Re: Garden Club Meeting - November 2012

I caved in today... I need to be locked up in the garden jail house... smh @ myselfSmiley Mad

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



New Contributor

Re: Garden Club Meeting - November 2012


MYBEST wrote:

I caved in today... I need to be locked up in the garden jail house... smh @ myselfSmiley Mad


More details please. Did you acquire your target?

New Contributor

Re: Garden Club Meeting - November 2012

No, I got the 7-10 day notice... I know what that means. This was just a sign that I need not to apply for anything else anytime soon.
EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!