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Valued Contributor
SnackTrader
Posts: 1,563
Registered: ‎09-15-2012

Re: Garden Club Meeting - November 2012


gijoe4500 wrote:

Still app free.  I haven't even considered apping for anything recently.  I've been pre-occupying myself with prepping for my first 5k foot race, as well as changing up my diet to have much more healthy eating habits.  It isn't easy, but it keeps me away from the app button!  I've also been using the Rosetta Stone software in an attempt to learn Spanish a bit better.


We should all take a page from your book and spend less time thinking about all those shiny new cards and be more productive!

 

Great job!


In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Garden Club Meeting - November 2012

For the past month or so I cant seem to get a handle on INQ's. I just had another before thanksgiving to switch cell carriers from Sprint to AT&T (Which was YEARS in the making!!).

 

I also (take it easy on me) decided to take advantage of Best Buy's 18 month 0% offer and did some more work on my truck (audio). Love the system!!

 

I'm laughing at myself because as I want to say "my apping days are done for quite awhile", that statement has been said alot and there's no real teeth to it.

 

Not gonna say it, just gonna do it from here on out. There's no need for anymore apps with what I already have. My garden is full and in need of TLC.

 

So I got my lawn chair out and my alcohol and living in this garden!

 

1st step, get back my bronze that's been looking at me and laughing for the past 2 months!!!! :smileymad:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
zyzzus
Posts: 523
Registered: ‎10-22-2012

Re: Garden Club Meeting - November 2012

See you guys next month.

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay$10,000 

Regular Contributor
gijoe4500
Posts: 232
Registered: ‎05-12-2010

Re: Garden Club Meeting - November 2012


zyzzus wrote:
See you guys next month.

Hell yea!  I'm looking forward to Dec 1.  That makes 3 months app free, and earns me my next spade.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010

Re: Garden Club Meeting - November 2012

So I got the new, deeper blue colored BBRZ Mastercard yesterday and it's been more than six months since my last online CLI.  I pushed the button and got a $500 increase to $1600, now crossing my fingers that no HP was triggered.  This is my first time since CapOne took over from HSBC so crossing my fingers that no HP was used. 

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Regular Contributor
patsfan1453
Posts: 199
Registered: ‎11-04-2012

Re: Garden Club Meeting - November 2012

I'm a weak, weak man.  Was going through amazon, saw the store card with the financing and I apped. Got a $1300 limit but I shouldn't have done it. I need to have some self control. 

Chase Sapphire Preferred 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 4k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k
Total CLs: 26,900
AU BCP
In my wallet: CSP, Freedom
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Garden Club Meeting - November 2012


patsfan1453 wrote:

I'm a weak, weak man.  Was going through amazon, saw the store card with the financing and I apped. Got a $1300 limit but I shouldn't have done it. I need to have some self control. 


:smileysurprised: Atleast you have Amex BCE, i'm :smileysad:. I want one soon.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
ukimafija
Posts: 127
Registered: ‎08-13-2012

Re: Garden Club Meeting - November 2012

I am joining the garden club too, got 5 new cc the last month and a half, it is time for a long break, at least a year....

 

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

Re: Garden Club Meeting - November 2012

Well after going 5 for 5 last friday Ive come here to kick back and enjoy the show till my last baddie falls off the reports come next may.  Hopefully I can get the CSP

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Regular Contributor
jennylocha
Posts: 198
Registered: ‎11-24-2012

Re: Garden Club Meeting - November 2012

I would like to garden too! Can you please give me some sound advice as I have new credit and have aquired all of my credit cards through some nights of crazy Apping and got all of these credit approvals in August-September 2012! I got trigger happy! Lol!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!


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