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Garden Club Meeting - November 2012

Frequent Contributor

Re: Garden Club Meeting - November 2012

I'm with you creditnocash! I will get mines a few days after you Smiley Happy


MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Message 211 of 287
Moderator Emeritus

Re: Garden Club Meeting - November 2012


priceless07 wrote:
I'm with you creditnocash! I will get mines a few days after you Smiley Happy

 

Mine's going to turn silver on Saturday... almost there!!! Smiley Very Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 212 of 287
New Contributor

Re: Garden Club Meeting - November 2012

Anyone here have a Platinum or Diamond spade? I would love to see what they look like Smiley Happy

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Message 213 of 287
Moderator Emeritus

Re: Garden Club Meeting - November 2012

I'm still in the garden! Itching hard for PRG. I will apply for it at the first of the year for backdating goodness. Otherwise, still gardening!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 214 of 287
Moderator Emeritus

Re: Garden Club Meeting - November 2012


MYBEST wrote:

Anyone here have a Platinum or Diamond spade? I would love to see what they look like Smiley Happy


 

I think one or two members do, but I can't remember who at the moment. But, if you want to see what they look like, go to the opening post of this thread and click on the link for each graphic.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 215 of 287
New Contributor

Re: Garden Club Meeting - November 2012

Thank you Tinuviel Smiley Happy
EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Message 216 of 287
Frequent Contributor

Re: Garden Club Meeting - November 2012

2 Preapproved Barclays rewards MC in the mail this month....serious App Itch....


Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

Message 217 of 287
Valued Contributor

Re: Garden Club Meeting - November 2012


webhopper wrote:
I'm still in the garden! Itching hard for PRG. I will apply for it at the first of the year for backdating goodness. Otherwise, still gardening!

hmm if denied that would theorettically mean you are still in the garden since it wasnt a hard pull.... 

hence why im only apping amex from now until my inquries age. 

 

aug 30th isnt that far away......

or dare i say aug 30th of 2015. 

 

edit: p.s. got a pre approval from cabelas for a 5k card. 

funny since i got denied by them last feb for not enough revolving credit. 

 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 218 of 287
Established Contributor

Re: Garden Club Meeting - November 2012

Hi everyone. I'm new to the myfico.com forum and this is my first day here in the garden. I started my rebuilding journey in May 2012 with a secured Capital One card. Then I kinda went crazy recently after getting approved for a Target card. I've opened 7 new accounts this month alone, and am still waiting for some answers for a few more cards. It gets addicting when you have bad credit, but are getting approved for cards left and right! So my AAoA is probably down to 2 months (???). I think it's time to settle down. I have all I need for now. Next goal - mortgage.

 

Thanks for having me here. Good luck to everyone. Woman Happy


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 219 of 287
Established Contributor

Re: Garden Club Meeting - November 2012


Ravensfan2001 wrote:

Hi everyone. I'm new to the myfico.com forum and this is my first day here in the garden. I started my rebuilding journey in May 2012 with a secured Capital One card. Then I kinda went crazy recently after getting approved for a Target card. I've opened 7 new accounts this month alone, and am still waiting for some answers for a few more cards. It gets addicting when you have bad credit, but are getting approved for cards left and right! So my AAoA is probably down to 2 months (???). I think it's time to settle down. I have all I need for now. Next goal - mortgage.

 

Thanks for having me here. Good luck to everyone. Woman Happy


Welcome, Ravensfan! Yes, definitely time to settle. You want your seedlings to grow and bear fruit. You should wait one year before approaching mortgage, so your inquiries will fall and the accounts will not be as new.

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 220 of 287