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Garden Club Meeting - November 2013

Established Contributor

Re: Garden Club Meeting - November 2013

Checking in! So glad to be here for the next 2 years!

 

@Lexie - Congratulations, Moderator!


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 21 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


Stonemanmv wrote:
I haven't seen my personal guard in a while. It's not small game hunting season is it. Smiley Happy

Make a move for the fence while squirrel is on vacation if you want to but beware 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 22 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


Stonemanmv wrote:
Thanks MJ it helps having support of squirrel and fear of Lexie shaking her head

That's a heck of a combo Smiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 23 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


H4LO wrote:

Hello everyone. New user here. Going to be gardening because I app'd for 7 cards recently. 

 

Failed one though with Capital One, I thought I'd contact the EO and see what they say. I already took the hit, why not try? 

Discover kept bugging me with pre-approved letters and I finally bit. Got hit with the bug and decided to see what I could do.

I have only had credit to my name for a year, so I'm suprised I am where I am. Smiley Happy

 

Hoping the Capital One EO comes through, I'd rather have something rather than nothing for the hit I took. 


Welcome to the forum and the garden

You will fit right in with this merry bunch LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 24 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


Ravensfan2001 wrote:

Checking in! So glad to be here for the next 2 years!

 

@Lexie - Congratulations, Moderator!


Check in complete 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 25 of 5,680
Established Contributor

Re: Garden Club Meeting - November 2013

Checking in for the month. I still have my gold spade for now. Just waiting for the right time to app. Probably going for December or January.


Message 26 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


Exonumist wrote:

Checking in for the month. I still have my gold spade for now. Just waiting for the right time to app. Probably going for December or January.


Check in complete 

Looking good too

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 27 of 5,680
Established Contributor

Re: Garden Club Meeting - November 2013

Thanks for the warm reply. Learning quite a lot from this site. Mainly the reason why I'm gardening. Need to get my numbers up and repair my AAoA. I know it's going to take a hit bad.


Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 28 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


H4LO wrote:
Thanks for the warm reply. Learning quite a lot from this site. Mainly the reason why I'm gardening. Need to get my numbers up and repair my AAoA. I know it's going to take a hit bad.

But while your gardening 

Scores will increase 

The ding from INQ's will lessen so hang out with us for awhile and feel free to jump right in we have a lot of fun....A LOT Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 29 of 5,680
Highlighted
New Contributor

Re: Garden Club Meeting - November 2013

Checking in. Finally made bronze a few days ago.

Congrats to Lexie! Smiley Happy

Happy Gardening.


Last app: 10/4/14
In the garden until Winter of 2016
Message 30 of 5,680