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Garden Club Meeting - November 2013

Super Contributor

Re: Garden Club Meeting - November 2013

I'm checking in Smiley Happy

Congrats to all who satyed strong 

Welcome to all new members 

And a BIG congrats to anyone with a new acheivement award Bronze,Silver or Gold and beyond 

82 new post the GC is running about 15 pages day wow

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2971 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


FocusedAndDetermined wrote:

09Lexie wrote:
@Focused

Here's hoping that the specialist will take care off all that ails you.

Thanks, Lexie.

 

Where MJ tonight?


Checking in now Lol

Hi ya Focus 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2972 of 5,680
Established Contributor

Re: Garden Club Meeting - November 2013

Hi all.
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 2973 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


Pupeitmeister wrote:

09Lexie wrote:
@enharu

I drove the 640 and 650. The 650 was better but I think its me..I felt like I was all over the place.

I'm surprised Longo wasn't willing to budge; they are usually pretty good at trying to keep a sale

So in your situation leasing is better then buying? I got burned on a lease 20 years ago and never have even thought of leasing again, just bought what i wanted and made it last 10 plus years... but I am learning new ways of thinking about things.  I hope they can get you where you want to be for the deal!


It really depends on the car you're trying to get.

Some cars models have better pricing in terms of lease, so it's more worthwhile to lease than to finance. The downside of leasing is that you cannot modify the car and you're limited in terms of how many miles you can put on it. A big advantage of leasing is that if you end up crashing the car, you're not responsible for the depreciation in value of the car since there's gap insurance, whereas if you own the car, you'll take the hit instead.

 

Personally from what I've seen, it makes little to no sense to lease Mercedes unless they're doing really aggressive promotions. The lease payment is usually slightly lower each month than what it would cost to finance (though the loan is for 5 years as opposed to 3 year lease). But it makes no sense to lease if you can essentially own the car by paying just 100-300 more each month as opposed to a lease.

 

Some cars are more worthwhile to lease because you're essentially only paying for depreciation, and you still get to save on part of the the sales tax. It just depends on the car and manufacturer. Don't try to lease a car that just came out of the market though; wait at least 2-6 months.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2974 of 5,680
Senior Contributor

Re: Garden Club Meeting - November 2013


myjourney wrote:

I'm checking in Smiley Happy

Congrats to all who satyed strong 

Welcome to all new members 

And a BIG congrats to anyone with a new acheivement award Bronze,Silver or Gold and beyond 

82 new post the GC is running about 15 pages day wow

 


Hey Journey!

 

How's it going?

 

At present, GC is running average of 21.2 pages per day.Smiley Surprised  Yeah, I'm rather geeky.Smiley Wink

Message 2975 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


DaniBananiie wrote:
Hi all.

Hey you,

Marked as in attendance 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2976 of 5,680
Senior Contributor

Re: Garden Club Meeting - November 2013


DaniBananiie wrote:
Hi all.

Hey Dani!

 

How are you and the little one?

Message 2977 of 5,680
Highlighted
Established Contributor

Re: Garden Club Meeting - November 2013


myjourney wrote:

I'm checking in Smiley Happy

Congrats to all who satyed strong 

Welcome to all new members 

And a BIG congrats to anyone with a new acheivement award Bronze,Silver or Gold and beyond 

82 new post the GC is running about 15 pages day wow

 


 

Hey stranger, still in the garden I see - good for you!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 2978 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


FocusedAndDetermined wrote:

myjourney wrote:

I'm checking in Smiley Happy

Congrats to all who satyed strong 

Welcome to all new members 

And a BIG congrats to anyone with a new achievement award Bronze,Silver or Gold and beyond 

82 new post the GC is running about 15 pages day wow

 


Hey Journey!

 

How's it going?

 

At present, GC is running average of 21.2 pages per day.Smiley Surprised  Yeah, I'm rather geeky.Smiley Wink


Wow that's incredible 

All is well with me long day tho 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2979 of 5,680
Super Contributor

Re: Garden Club Meeting - November 2013


awdsmama wrote:

myjourney wrote:

I'm checking in Smiley Happy

Congrats to all who satyed strong 

Welcome to all new members 

And a BIG congrats to anyone with a new acheivement award Bronze,Silver or Gold and beyond 

82 new post the GC is running about 15 pages day wow

 


 

Hey stranger, still in the garden I see - good for you!


And where have you been my friend 

Yes i'm still here 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2980 of 5,680