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Senior Contributor
Irisa
Posts: 4,166
Registered: ‎07-26-2008
0

Re: Garden Club Meeting - November 2013


Wade64 wrote:

Goodnight everyone !!!! I am getting off work and headed home :smileyhappy:


Good night and congrats again! :smileyvery-happy:

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14
Senior Contributor
Irisa
Posts: 4,166
Registered: ‎07-26-2008
0

Re: Garden Club Meeting - November 2013

I really wish Discover would post my statement already. I can't stand the wait :smileyfrustrated:

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14
Senior Contributor
SunriseEarth
Posts: 3,865
Registered: ‎08-12-2013
0

Re: Garden Club Meeting - November 2013


Irisa wrote:

Hi Sunrise. How are you today?


Hi there...haven't logged back in until now and just saw this.  Things are on the up & up here...how about there?

 

As for SPs, I've been getting CRs lately.  Since I'm had some recent CLI denials, that's a valid reason to get a free CR.  EX lets you get a fresh one for a good amount of time after you get an initial free one, at that.  


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 9/2/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | AMEX BCE $4500 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | CU Visa $2500 | Sony Card $2500 | JCP $1900 | Walmart Store $1400 | Citi DC WMC $1200 | Macy's Revolving $1200 | Merrick $1200 | Amazon Store $1200 | Target $1000 | VS $850 | Gold Violin $850 ~~Gardening Since 8/28/14
Moderator
09Lexie
Posts: 25,524
Registered: ‎09-13-2012
0

Re: Garden Club Meeting - November 2013

@goal_digger

Welcome to the GC! We are here to help.
Mega Contributor
coldnmn
Posts: 13,179
Registered: ‎08-08-2011
0

Re: Garden Club Meeting - November 2013

Checking back in for another day ! Good morning GC.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Regular Contributor
kaskuli
Posts: 188
Registered: ‎04-25-2013
0

Re: Garden Club Meeting - November 2013

Good Morning GC!

 

Things haven't been happening as fast as I would have liked re: credit paydown ...

 

Earlier this month I noticed an unauthorized charge on my Discover It, they gave me a refund, canceled the card and sent a new one. Unfortunately, credit report shows a $2500 credit limit decrease :smileysad: so my scores took a plunge... Not sure when the balance will start reporting again, next statement I hope.

 

Also, Wells Fargo statement cut sooner than I expected and I let a $850 balance report ... I made a $500 payment but it posted too late ... Out of all my cards, it's the only one that cuts near the middle of the month... :smileysad:

 

Checked my WF account this morning and found a minor CLI of $200 ...

 

Anyway, that January app-o-rama is gonna have to be pushed back. Hopefully Discover will hop on the Auto CLI bandwagon too, and if my limits keep growing and utilization keeps dropping then I might as well stand pat until I get to 700 across the board ...

$22500 Amex BCP / $12000 Chase Sapphire Preferred / $7500 Barclays Arrival+ / $7000 Chase Freedom / $2500 Discover It / $2000 FIA Amex
Mega Contributor
coldnmn
Posts: 13,179
Registered: ‎08-08-2011
0

Re: Garden Club Meeting - November 2013


Irisa wrote:

myjourney wrote:

Checking in for my ERT shift 

 

Ha ha ha I see we have MJ jokes again today LOL

 

While a free $200 offer looks good and Chase is on my radar it's not the Freedom card I have no use for it .:smileytongue:

 

The only card I have left to get which I might add is the only one I didn't go after during my last spree in June is Chase Ink

 

So here I sit in the garden no itch, no more sprees, my portfolio complete, until late December/ early January waiting on the app party and (1) app but not before getting my Gold spade.

 

Then I'm done until 2015 no HP's, no scoring dings from new TL's, nothing but building AAoA and watching INQ's drop off every 6 months for the next 2 years....Ha ha ha ha 

 

That's my plan and I'm sticking with it :smileytongue: :smileylol:


Hmm.. Nah, I don't buy it. Nice try though!   :smileytongue:   LOL


I'm with you irisa. I think yudeo broke him down! :smileysad: LOL:smileylol:

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Mega Contributor
coldnmn
Posts: 13,179
Registered: ‎08-08-2011
0

Re: Garden Club Meeting - November 2013


Irisa wrote:

Stonemanmv wrote:
Irisa. I wouldn't do that to you. I'm over that game although kinda disappointed since Pats have Den this week( another lose)

Ok, I believe you Stone :smileyhappy: and as a thank you for doing my homework, I will not watch that game with Cold lol


Sounds good irisa it's time I watch it with you this time!:smileyvery-happy: LOL

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Mega Contributor
coldnmn
Posts: 13,179
Registered: ‎08-08-2011
0

Re: Garden Club Meeting - November 2013


Irisa wrote:

yudeology101 wrote:

Hello everyone!

 

Hope everyone's behaving well in the garden while i was literally gone all day :smileywink:  Congrats to Wade for the 800club!!

 

 


Hi Yude. What have you been up to today?  Behaving yourself, I hope :smileyhappy:


ROFLO:smileylol: Really!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Mega Contributor
coldnmn
Posts: 13,179
Registered: ‎08-08-2011
0

Re: Garden Club Meeting - November 2013


Irisa wrote:

yudeology101 wrote:

Irisa wrote:

yudeology101 wrote:

How you been Irisa?  Is MJ & Coldnmn behaving well today? lol


I was fine until 5 mins ago when I logged on to Discover and my cashback bonus amount made me realize how much I shopped this past month :smileyembarrassed: No more shopping for me!

 

MJ is officially off the watchlist. I think Cold saw that you were MIA and decided to take the day of:smileytongue: lol


Wow.....do you want to call him back?  lol 


Nah, poor guy.. he earned the day off!

 

Wait. Should I be calling for back up? are you planning something? :smileymad:  LOL



I'm never far away just waiting to see if yudeo can go it alone. :smileylol: I know! I know! How dumb does that sound! :smileylol: ROFLOL

 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /


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