Garden Club Meeting - November 2013

[Irisa]

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@Wade64 wrote:

Goodnight everyone !!!! I am getting off work and headed home

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Good night and congrats again!

[Irisa]

I really wish Discover would post my statement already. I can't stand the wait

[SunriseEarth]

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@Irisa wrote:

Hi Sunrise. How are you today?

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Hi there...haven't logged back in until now and just saw this.  Things are on the up & up here...how about there?

As for SPs, I've been getting CRs lately.  Since I'm had some recent CLI denials, that's a valid reason to get a free CR.  EX lets you get a fresh one for a good amount of time after you get an initial free one, at that.  

[09Lexie]

@goal_digger

Welcome to the GC! We are here to help.

[coldnmn]

Checking back in for another day ! Good morning GC.

[kaskuli]

Good Morning GC!

Things haven't been happening as fast as I would have liked re: credit paydown ...

Earlier this month I noticed an unauthorized charge on my Discover It, they gave me a refund, canceled the card and sent a new one. Unfortunately, credit report shows a $2500 credit limit decrease so my scores took a plunge... Not sure when the balance will start reporting again, next statement I hope.

Also, Wells Fargo statement cut sooner than I expected and I let a $850 balance report ... I made a $500 payment but it posted too late ... Out of all my cards, it's the only one that cuts near the middle of the month...

Checked my WF account this morning and found a minor CLI of $200 ...

Anyway, that January app-o-rama is gonna have to be pushed back. Hopefully Discover will hop on the Auto CLI bandwagon too, and if my limits keep growing and utilization keeps dropping then I might as well stand pat until I get to 700 across the board ...

[coldnmn]

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@Irisa wrote:

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@myjourney wrote:

Checking in for my ERT shift 

Ha ha ha I see we have MJ jokes again today LOL

While a free $200 offer looks good and Chase is on my radar it's not the Freedom card I have no use for it .

The only card I have left to get which I might add is the only one I didn't go after during my last spree in June is Chase Ink

So here I sit in the garden no itch, no more sprees, my portfolio complete, until late December/ early January waiting on the app party and (1) app but not before getting my Gold spade.

Then I'm done until 2015 no HP's, no scoring dings from new TL's, nothing but building AAoA and watching INQ's drop off every 6 months for the next 2 years....Ha ha ha ha 

That's my plan and I'm sticking with it  

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Hmm.. Nah, I don't buy it. Nice try though!      LOL

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I'm with you irisa. I think yudeo broke him down!  LOL

[coldnmn]

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@Irisa wrote:

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@Stonemanmv wrote:
Irisa. I wouldn't do that to you. I'm over that game although kinda disappointed since Pats have Den this week( another lose)

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Ok, I believe you Stone and as a thank you for doing my homework, I will not watch that game with Cold lol

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Sounds good irisa it's time I watch it with you this time! LOL

[coldnmn]

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@Irisa wrote:

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@yudeology101 wrote:

Hello everyone!

Hope everyone's behaving well in the garden while i was literally gone all day   Congrats to Wade for the 800club!!

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Hi Yude. What have you been up to today?  Behaving yourself, I hope

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ROFLO Really!

[coldnmn]

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@Irisa wrote:

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@yudeology101 wrote:

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@Irisa wrote:

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@yudeology101 wrote:

How you been Irisa?  Is MJ & Coldnmn behaving well today? lol

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I was fine until 5 mins ago when I logged on to Discover and my cashback bonus amount made me realize how much I shopped this past month No more shopping for me!

MJ is officially off the watchlist. I think Cold saw that you were MIA and decided to take the day off  lol

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Wow.....do you want to call him back?  lol 

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Nah, poor guy.. he earned the day off!

Wait. Should I be calling for back up? are you planning something?   LOL

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I'm never far away just waiting to see if yudeo can go it alone.  I know! I know! How dumb does that sound!  ROFLOL