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Garden Club Meeting - November 2013

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myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@starry1 wrote:

It is absolutely freezing here today.  Its 15 degrees but feels about 3 degrees and we're going down to single digits overnight.  I love having snow, but i hate it getting this cold.  Thank goodness it really doesn't get this cold very often here.  

 

I want a JCP for Christmas, but that sniper kitty is still watching me.


We'll have none of that now 

Before you app think...
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Message 4211 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@starry1 wrote:

@Kutuzov wrote:

Did you got that broom tow away on Haloween? or maybe a DUI that night?


Nah, I stayed home on Halloween and passed out candy.  Its just too cold to ride a broom today.  Colder than a witch's...well you get the picture.


Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4212 of 5,680
Kutuzov
Frequent Contributor

Re: Garden Club Meeting - November 2013


@myjourney wrote:

@starry1 wrote:

It is absolutely freezing here today.  Its 15 degrees but feels about 3 degrees and we're going down to single digits overnight.  I love having snow, but i hate it getting this cold.  Thank goodness it really doesn't get this cold very often here.  

 

I want a JCP for Christmas, but that sniper kitty is still watching me.


We'll have none of that now 


That's why I LOVE Florida!

Gardening since 03/25/2016. Discover FICO 705 (4/21/16).
Discover It 2000, Barclay Ring 7100, Capital One QS 7000, Amazon sc 6000, Chase AARP 2500, Barclay Rewards 500
Message 4213 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@09Lexie wrote:
Happy ItsAlmostFriday!

No big changes in the credit front. CS tells me my CS has increased 11points, CK says 4 points. I guess my FAKOs scores like my lower util.

WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4214 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@Miscellamy wrote:

Howdy, gardeners. I'm officially reporting for the first time, watering can firmly in hand. 

 

This has been a banner couple of months for me--just since August, my score's increased about 100 points and I've assembled a beautiful mix of prime cards that I thought were firmly out of reach. But that's it for me: I have plenty of available credit and a healthy mix of cards. I recently closed a bunch of toy cards that weren't doing much of anything for AAoA or UTL. Now it's time to tend these little seedlings. 


Welcome to the garden

Happy to have you join this merry bunch

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4215 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@Kutuzov wrote:

Hey catch up with m emails (about 82 .. maybe 50-75% where just deleted), anyways interesting my Barclay Rewards MC got now a free FICO score, and 2 of the main thing that afect your score, for me it was 610 and collections as one baddy and that I don't have too many open accounts, oh well I guess is accurate, I got a store card and 1 cc!! don't plan on appying untl sometime next year or even next one for a Discover IT, or Chase.

 

Anyone knows if the Barclay FICO is actual FICO or just another FACO, Credit Karma got me at 625 credit sesame at 680, just for reference.

 

Thanks for the welcome back!


Real TU Fico

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4216 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@DaniBananiie wrote:
Evening all!

Hi Stranger how's the little one?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4217 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@coldnmn wrote:

Brrrrrr! -22 wind chill this evening! Do you miss it MJ Smiley Sad


Oh H _ _ L NO!Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4218 of 5,680
DaniBananiie
Established Contributor

Re: Garden Club Meeting - November 2013

MJ: She's doing a lot better but she's still ill. I seem to have caught her cold, so now we're both under the weather..
 photo IT_REDDAISY_zps2c12a8e3.gif
Message 4219 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@DaniBananiie wrote:
MJ: She's doing a lot better but she's still ill. I seem to have caught her cold, so now we're both under the weather..

Feel better both of you Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4220 of 5,680
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