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Garden Club Meeting - November 2013

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myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@Pupeitmeister wrote:

Hi Guys!.. Just checking in.!.. Happy Friday Night to all that are in the meeting tonight!

 


Check in complete

Welcome

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4591 of 5,680
starry1
Valued Contributor

Re: Garden Club Meeting - November 2013

Checking out soon. My ride is on its way for my night out with the girls. All y'all behave, especially stone, your squirrel is watching.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 4592 of 5,680
Necromancer
Regular Contributor

Re: Garden Club Meeting - November 2013

Hey MJ how about another round, anything in liquid form.Smiley Surprised

Message 4593 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@Pupeitmeister wrote:

@myjourney wrote:

@credit_challenged09 wrote:

i have a set spending amount per person.  i'll probably use a card or two....and make payments as i go along (no different than what i'm doing now) 

Very good answer BRAVO


 

Tonight's Topic : Open Forum ....answer a question or ask a question.

If you're new to the garden and would like to know something about the garden or have questions please ask.

If we can't answer it we will point you in the right direction.

 

Now that the holiday shopping season is upon us what are you doing to ensure that you don't start next year off in debt?

Would it be better in some cases to just use cash instead of seeking rewards from credit cards and spending what you don't have for that gift?

 

 




 To Answer above question.   Cash is king, especially when you are in a debt situation.  However, IF you have the discipline to put said gift on a rewards card and then pay the card in full, withought overextending, by all means reap the rewards!! Good answer 

 

 

And to ask a question:  In the rules, it states No Drappling allowed.  Forgive my youthful ignorance, but WTH is Drappling? Applying for credit while under the influence of  alcoholic drinks .......Bad combo


 


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4594 of 5,680
Irisa
Senior Contributor

Re: Garden Club Meeting - November 2013

I'm back for the party. Happy Friday night gardeners Smiley Happy

Message 4595 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@starry1 wrote:
Checking out soon. My ride is on its way for my night out with the girls. All y'all behave, especially stone, your squirrel is watching.

Night have fun

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4596 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@Necromancer wrote:

Hey MJ how about another round, anything in liquid form.Smiley Surprised


Cheers 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4597 of 5,680
myjourney
Super Contributor

Re: Garden Club Meeting - November 2013


@Irisa wrote:

I'm back for the party. Happy Friday night gardeners Smiley Happy


Hey Welcome back 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4598 of 5,680
Irisa
Senior Contributor

Re: Garden Club Meeting - November 2013


@myjourney wrote:

@Irisa wrote:

I'm back for the party. Happy Friday night gardeners Smiley Happy


Hey Welcome back 


Thank you.  Let me see what i've missed..

Message 4599 of 5,680
Irisa
Senior Contributor

Re: Garden Club Meeting - November 2013


@starry1 wrote:
Checking out soon. My ride is on its way for my night out with the girls. All y'all behave, especially stone, your squirrel is watching.

Have fun Starry!

Message 4600 of 5,680
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