Garden Club Meeting - November 2013

[coldnmn]

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@CREDITSURFER wrote:

Sorry guys buy i stepped out of the garden. Mini app spree.

1. USAA- $1500

2. BestBuy- $4000

3. AMEX BCP- Need to call in but closed for Holiday.

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Congrats again! Welcome back!

[gcb730]

Happy Thanksgiving to everyone.  Gold as of 11/27/2013 and still gardening.  It gets a little frustrating with slow, small increases in scores, but I'm keeping util low and running good amounts through my NFCU cash rewards and Cap1 QuickSilverOne (formerly No Hassle Cash Rewards).  I did receive a $1K auto CLI on the Cap! card this month that bumped it up to $2k and hope it continues to grow.  I haven't' been offered a CLI from NFCU yet and don't want to incur a HP by requesting one online.  

I am starting to get preapprovals from Barclays, JCP, etc. but I'll stay in the garden for a while.  

[starry1]

Happy Thanksgiving everyone! Just briefly checking in since I have a lot of cooking to do today. I avoided the jcp temptation the other night by not going into the store. I still may need to before holiday shopping is over, but I will cross that bridge when I get there. Everyone stay strong today, enjoy your football, and eat til you can't anymore.

[FocusedAndDetermined]

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@starry1 wrote:
Happy Thanksgiving everyone! Just briefly checking in since I have a lot of cooking to do today. I avoided the jcp temptation the other night by not going into the store. I still may need to before holiday shopping is over, but I will cross that bridge when I get there. Everyone stay strong today, enjoy your football, and eat til you can't anymore.

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Good job resisting temptation. 

Have a wonderful day.  Hope the cook gets to rest at the end of the day.

[FocusedAndDetermined]

Congrats on the gold - great job!!

[FocusedAndDetermined]

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@RushXTC wrote:

Just checked my Discover statement, My TU went up from 672 to 690 ^_^!

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Congrats on the score bump!! Good work!

[FocusedAndDetermined]

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@CREDITSURFER wrote:

Sorry guys buy i stepped out of the garden. Mini app spree.

1. USAA- $1500

2. BestBuy- $4000

3. AMEX BCP- Need to call in but closed for Holiday.

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Congrats on your approvals, and welcome back!

[FocusedAndDetermined]

HAPPY THANKSGIVING GC FAMILY!!

WHATEVER YOUR PLANS - ENJOY THE DAY!!

[Longroad]

Making sure that i make the most of my time in the garden, I have a question. Do the cards report on the statement date all the time? I want to make sure that I maximize my new CL and keep my util low. Have to get my scores up before my next spree in 6 months. Happy Thanksgiving everyone

[starry1]

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@Longroad wrote:
Making sure that i make the most of my time in the garden, I have a question. Do the cards report on the statement date all the time? I want to make sure that I maximize my new CL and keep my util low. Have to get my scores up before my next spree in 6 months. Happy Thanksgiving everyone

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Some cards do and some cards report a few days later.