Reply
Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: Garden Club Meeting - November 2013


coldnmn wrote:

MJ will you lose your spade when you get the Fico credit cards and expense account ? :smileyembarrassed:


What CC 

I lost 150 point off my score and got charged $75.00 

Hey wait a minute Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


stillworking wrote:

It has been a great beginning to the month; removed the only two baddies and gained 111 points on my EQ!!! woo hoo..  But, I was irked since their was NO SCORE WATCH ALERT!!!! ARGGG!!! So, I had to pay for a report and then seen the change.  

My goal this month... Mortgage Hunting!!!!


Now, that's what's called a score bump!!!  Big congrats and happy house hunting!

Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


injustifiiable wrote:

Checking in. Lost a few points :smileyfrustrated:...I fell from grace from the 700 club

 

Hopefully once my new Sportsman's Guide Visa reports (with the decent CL) I'll get some points back.


You should recover in relatively short order.

Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


coldnmn wrote:

MJ will you lose your spade when you get the Fico credit cards and expense account ? :smileyembarrassed:


LOL!

Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


SunriseEarth wrote:

Wow...this garden is growing! 

 

It's a new month, so I always like to state my credit goals and what I hope to accomplish in the Garden:

 

1. Pay off Merrick card; may possibly use for small recurring payments & PIF to keep CC active

2. Pay off and close Credit One CC by mid-March

3. Pay off/pay down all TLs

3. Request CLIs for Amazon in a few days, Wally in December, JCP in Feb

3. GW letters to LVNV until they budge!



SunriseEarth wrote:

Wow...this garden is growing! 

 

It's a new month, so I always like to state my credit goals and what I hope to accomplish in the Garden:

 

1. Pay off Merrick card; may possibly use for small recurring payments & PIF to keep CC active

2. Pay off and close Credit One CC by mid-March

3. Pay off/pay down all TLs

3. Request CLIs for Amazon in a few days, Wally in December, JCP in Feb

3. GW letters to LVNV until they budge!


Hi there!

 

Good goals!  Stick to your plan, and you'll be fine.

Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


codimom wrote:

Still here... I can't believe its November already!  so with the nip in the air, and leaves all over my lawn, I'll raise a glass of pepperming (schnapps) hot cocoa to one and all...  (oh and the big pot on the table over there?  yup... enough spiked cocoa for us all...)



codimom wrote:

Still here... I can't believe its November already!  so with the nip in the air, and leaves all over my lawn, I'll raise a glass of pepperming (schnapps) hot cocoa to one and all...  (oh and the big pot on the table over there?  yup... enough spiked cocoa for us all...)


Hello!


Yes, the end of the year is rapidly approaching.  Enjoy your Scnapps!

Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: Garden Club Meeting - November 2013

Hi All,

It's Friday and the Social kicks off in 12 minutes 

Come one Come all

Lets have some fun and good conversation

 

I see the GC thread is moving fast as usual

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


bigbang91 wrote:

I've been gardening for almost a month. My sis added me to her cap1 and now my credit history increase to 7 years haha, AAofA 2 years. I hope Amex shows me some love when I request CLi in exactly 23days from now. 


Hello!

 

Nice sis.  Good luck with the AMEX CLI.

Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


DaniBananiie wrote:
Hi all!! :smileyhappy:

Hey there!

 

Are you and MJ going to behave tonight?:smileywink:

Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Garden Club Meeting - November 2013


knoregs wrote:

Yup... another month in the garden. All cards will report $0 balance this month 'cept Discover which is still at 0% intro rate. Overall UTIL will be around 25% so any/all apps will remain on ice until I can drag that UTIL down a bit more.

 

~kn


Hi there!

 

Good job paying down to one card!

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.