@Focused Ask MJ.
@bigblue7722 wrote:
Got my silver last month just gonna be a quiet month in the garden.
If I missed you - congrats on the silver! Keep up the good work!
Hi everyone! Man, the garden thread is kicking it this evening! Looking forward to the social. Just spend $700 on car repairs 
but hey, with an old car, this is my version of car payments. Used the Discover to get some cash back. I've hit my goal on my chase UR points (200k!) so for now, it's mighty nice to get cash money! 
On behalf of the GC club
Welcome To The Gardens Friday Night social Event
New Orleans Theme Night
Garden rules apply
No Drapping Allowed
Respect Everyone's Opinion
Drink responsibly in the virtual world as well as in the real world
Have fun
Tonight's Topic : Open Forum ....answer a question or ask a question.
If you're new to the garden and would like to know something about the garden or have questions please ask.
If we can't answer it we will point you in the right direction.
Everyone is different so everyone's answer will be different …..
How much credit is enough and what are you taking to achieve it?
Tonight's Menu
Gumbo
Shrimp po boys
Shrimp salad
Drink Menu
Hurrican's & Daiquiri's
Non alcoholic drinks available
Don't see what you want ask your server
LOL Really happy for you MJ you deserve it.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@Rikku wrote:
Is it really November? Can't tell here, since it's been in the 70s every day! I want to wear my cute boots!!! And sweaters!
I'm due for my bronze spade on the 5th! My goals for Nov:
1) I am IMPATIENTLY waiting for the result of my TU dispute, which is due on the 10th. EX and EQ have both removed the inaccurate item, so I expect that TU will as well, which should send my TU score well into the 'excellent' range with the other two. I shouldn't be so antsy because I don't need new credit, but I want to see what my sparkly new TU report NOW, LOL!
2) I'm also waiting for a reply to from Discover SLs about double-reporting of my account that they took over from Citi SLs (one 30-day late on the account, but it's reported twice due to the double reporting). I expect that I'll hear back from them next week or the following week. I'm more patient about this one because it's not affecting my score much, but I ultimately want it fixed just on principle.
3) Making a big payment towards the first SL that we're tackling, which is BY FAR the highest interest rate of any that we have. I'll be glad to get rid of it - which should happen next June if we keep to the plan!
4) Not directly CS-related, but as my monthly goal in my 'Year of Financial Goals' (Sept was to check my CR!), this month's goal is clean up the mess of old 401Ks from previous employers. Wish me luck!
5) Depending on how the rest of this goes, I MAY try to PC a couple CCs this month (one of mine and one of DH's), but I may pace myself and do it next month, as it's not critical.
You've got a sound plan - stick t it.