Credit Card Center Advertiser Disclosure†
11-01-2013 07:28 AM
Hope everyone had a safe & enjoyable Halloween. Mine was good, I was doing the "happy dance" inspired by MJ's yellow dancing monsters with my costume last night in celebration of Lexie's promotion...Congrats once again Lexie!!! On the other hand.....Finally got my BRONZE spade!! What a great way to start a new month, happy November everyone!
11-01-2013 07:38 AM
Just checking in for November. Coming up on 9 months. This is the month I am supposed to decide on an AmEx app to get a 2013 MSD. While it would be nice to lock that in, I think I am going to keep going for that Platinum spade! Anyone else having this dilemma?
11-01-2013 08:22 AM
11-01-2013 09:13 AM
11-01-2013 10:10 AM
Just got my bronze spade, WOOT WOOT. feels good, Ill have my Silver for a little but then Im getting an Amex at the end of Jan to help with my AAOA before my home purchase end of 2014 early 2015.
11-01-2013 10:20 AM
I'm still here in the Garden. I recently got an SP CLI on my converted Cap 1 card and asked for a CLI on my other one. I hope that's an SP too.
PNC sent me a pre-selected offer for a card with 0% BT til 2015. I was tempted for a minute, but I didn't bite.
I pick up my silver spade in 2 weeks.
11-01-2013 10:35 AM
Reporting for November gardening. Still early, but the seeds should start growing soon
11-01-2013 11:37 AM
Happy Nov 1st! I've been waiting a year for this day to come.. a huge slew of apps in October 2012, got some cards and THEN found this forum. Still have a couple (damn cap One lying rep pulled all 3 for a CLI and was denied lol) that I'm stuck with until March but 4 is better than 12!
Garden on peeps!
11-01-2013 12:27 PM
Checked CreditKarma this morning, boy was I shocked. Dropped 72 points. I know it's not my real score as I checked my TU score from Barclay. Still shocking. Gardening for a while! Must not app lol
If I were you I'd pull my report to make sure a collection or something didn't get added.
11-01-2013 12:47 PM
Checking in and been in the garden for 9 lonnnng months now. 11/07 is my secured cards 12th statement so I will be in the garden until then depending on what happens
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.