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Garden Club Meeting - November 2013

New Contributor

Re: Garden Club Meeting - November 2013

It has been a great beginning to the month; removed the only two baddies and gained 111 points on my EQ!!! woo hoo..  But, I was irked since their was NO SCORE WATCH ALERT!!!! ARGGG!!! So, I had to pay for a report and then seen the change.  

My goal this month... Mortgage Hunting!!!!


Starting Score: 525
Current Score: FICO EQ 790, TU 696, EX 683
Goal Score:
700+ across the board

Valued Contributor

Re: Garden Club Meeting - November 2013

Checking in. Lost a few points Smiley Frustrated...I fell from grace from the 700 club

 

Hopefully once my new Sportsman's Guide Visa reports (with the decent CL) I'll get some points back.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Moderator Emerita

Re: Garden Club Meeting - November 2013

Moderator Emerita

Re: Garden Club Meeting - November 2013

Moderator Emerita

Re: Garden Club Meeting - November 2013

@ronstar7

So you are a member of DCU now? As long as the HP was for banking purposes only you did not reset your clock.
Moderator Emerita

Re: Garden Club Meeting - November 2013

Mega Contributor

Re: Garden Club Meeting - November 2013

Stillworking!  GOOD LUCK mortgage hunting wish you the best!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Established Contributor

Re: Garden Club Meeting - November 2013


myjourney wrote:

Ravensfan2001 wrote:

Checking in! So glad to be here for the next 2 years!

 

@Lexie - Congratulations, Moderator!


Check in complete 


Thanks, myjourney. Don't know where I've been, but congrats on the upgrade, Community Leader!


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Moderator Emerita

Re: Garden Club Meeting - November 2013

Looks like November is starting off with a good crop of seedlings!

You are all doing an awesome job!
Frequent Contributor

Re: Garden Club Meeting - November 2013


09Lexie wrote:
@ronstar7

So you are a member of DCU now? As long as the HP was for banking purposes only you did not reset your clock.

Thanks for clarifying that, Lexie! I was not sure.

 

I'll get to keep going on towards the gold!


Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage