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New Contributor
stillworking
Posts: 72
Registered: ‎09-25-2013

Re: Garden Club Meeting - November 2013

It has been a great beginning to the month; removed the only two baddies and gained 111 points on my EQ!!! woo hoo..  But, I was irked since their was NO SCORE WATCH ALERT!!!! ARGGG!!! So, I had to pay for a report and then seen the change.  

My goal this month... Mortgage Hunting!!!!


Starting Score: 525
Current Score: FICO EQ 790, TU 696, EX 683
Goal Score:
700+ across the board

Valued Contributor
injustifiiable
Posts: 1,849
Registered: ‎03-30-2012

Re: Garden Club Meeting - November 2013

Checking in. Lost a few points :smileyfrustrated:...I fell from grace from the 700 club

 

Hopefully once my new Sportsman's Guide Visa reports (with the decent CL) I'll get some points back.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Moderator
09Lexie
Posts: 24,593
Registered: ‎09-13-2012

Re: Garden Club Meeting - November 2013

Moderator
09Lexie
Posts: 24,593
Registered: ‎09-13-2012

Re: Garden Club Meeting - November 2013

Moderator
09Lexie
Posts: 24,593
Registered: ‎09-13-2012

Re: Garden Club Meeting - November 2013

[ Edited ]
@ronstar7

So you are a member of DCU now? As long as the HP was for banking purposes only you did not reset your clock.
Moderator
09Lexie
Posts: 24,593
Registered: ‎09-13-2012

Re: Garden Club Meeting - November 2013

Mega Contributor
coldnmn
Posts: 11,248
Registered: ‎08-08-2011

Re: Garden Club Meeting - November 2013

Stillworking!  GOOD LUCK mortgage hunting wish you the best!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Established Contributor
Ravensfan2001
Posts: 556
Registered: ‎11-10-2012

Re: Garden Club Meeting - November 2013


myjourney wrote:

Ravensfan2001 wrote:

Checking in! So glad to be here for the next 2 years!

 

@Lexie - Congratulations, Moderator!


Check in complete 


Thanks, myjourney. Don't know where I've been, but congrats on the upgrade, Community Leader!


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (7/13/14): TU 675 | EX 605 | EQ 631
Goals: 680 across the board by 3/2015. Credit freeze x 3 on 10/16/13. Inqs - EX(31➡️29); EQ(36➡️34); TU(27➡️24)... Last app 7/13/14 for auto loan...Scores are WAY down for high utilization and inquiries. gardening now!
*** Homeowner 9/27/13***
Moderator
09Lexie
Posts: 24,593
Registered: ‎09-13-2012

Re: Garden Club Meeting - November 2013

Looks like November is starting off with a good crop of seedlings!

You are all doing an awesome job!
Regular Contributor
sweettea
Posts: 351
Registered: ‎07-13-2013

Re: Garden Club Meeting - November 2013


09Lexie wrote:
@ronstar7

So you are a member of DCU now? As long as the HP was for banking purposes only you did not reset your clock.

Thanks for clarifying that, Lexie! I was not sure.

 

I'll get to keep going on towards the gold!


Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12
Present - #GardenStrong Until 10/14
Future - Late 2014 All IIBs Drop | 2015 Mortgage

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