11-01-2013 02:28 PM
MJ will you lose your spade when you get the Fico credit cards and expense account ?
11-01-2013 02:30 PM
Wow...this garden is growing!
It's a new month, so I always like to state my credit goals and what I hope to accomplish in the Garden:
1. Pay off Merrick card; may possibly use for small recurring payments & PIF to keep CC active
2. Pay off and close Credit One CC by mid-March
3. Pay off/pay down all TLs
3. Request CLIs for Amazon in a few days, Wally in December, JCP in Feb
3. GW letters to LVNV until they budge!
11-01-2013 02:39 PM
Still here... I can't believe its November already! so with the nip in the air, and leaves all over my lawn, I'll raise a glass of pepperming (schnapps) hot cocoa to one and all... (oh and the big pot on the table over there? yup... enough spiked cocoa for us all...)
11-01-2013 03:15 PM
I've been gardening for almost a month. My sis added me to her cap1 and now my credit history increase to 7 years haha, AAofA 2 years. I hope Amex shows me some love when I request CLi in exactly 23days from now.
11-01-2013 03:35 PM
Yup... another month in the garden. All cards will report $0 balance this month 'cept Discover which is still at 0% intro rate. Overall UTIL will be around 25% so any/all apps will remain on ice until I can drag that UTIL down a bit more.
11-01-2013 03:37 PM
Checking in for November. October was not a good month. I was ready for it to be over.. Though I'm not sure how much better November will be, I have a birthday coming up in a couple of weeks Feeling old so I may have to skip it lol.
The good news? My credit scores should recover this month when balances report 0 again. Plus, I just got another CLI from Capital one!
Hope everyone is well. Happy gardening! & Stay strong
Hello My Buddy,
Sorry October wan't good for you. Hope November is better!
October was up and down for me and November is starting not so great, but I'm determined (no pun intended) to make the best of it.
Hope to see you at the social tonight.
11-01-2013 03:41 PM
Checking in! So glad to be here for the next 2 years!
@Lexie - Congratulations, Moderator!
Check in complete
Thanks, myjourney. Don't know where I've been, but congrats on the upgrade, Community Leader!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.