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Regular Contributor
gijoe4500
Posts: 232
Registered: ‎05-12-2010
0

Re: Garden Club Meeting - October 2012

Today marks 1 month since my last HP.  Just earned my bronze spade.  Home Depot snuck one in on me, when I requested a CLI.  Rep said that it would be a soft pull.  Boy was she wrong!  I would be at around 6 months if it wasn't for that.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


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Valued Contributor
tcbofade
Posts: 2,302
Registered: ‎09-26-2011
0

Re: Garden Club Meeting - October 2012

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  :smileyhappy:



Current Scores: EX 671 (FCR) TU08: 638 Wally (TU08).10/11//14 Last app 05/29/2014.
Being held hostage in the garden until 01 November 2014.

Zero percent financing is where the devil lives...
Regular Contributor
gijoe4500
Posts: 232
Registered: ‎05-12-2010
0

Re: Garden Club Meeting - October 2012


tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: Garden Club Meeting - October 2012


tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free:smileyhappy:


Good for you!  :smileyhappy:

 

How's the payoff plan working?


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
jamie123
Posts: 869
Registered: ‎03-22-2012
0

Re: Garden Club Meeting - October 2012

[ Edited ]

Just stopping by to show off my shiny new bronze spade!

 

Going for the platinum!



Starting Score: EQ 658 6/18/12
Current Score: EQ 700 10/12/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
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New Contributor
Sladyesq
Posts: 58
Registered: ‎09-27-2008
0

Re: Garden Club Meeting - October 2012

Still here. Day 15. It's getting easier   



Starting Score: 644 EQ 548 EX 567 TU
Current Score: 644 EQ 665 EX (12/25/12 lender pull) 635 (Walmart 1/3/13) TU
Goal Score: 760

Goal: no apps until August 2014! Last app: 8/2/2013
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Regular Contributor
InvincibleSummer2
Posts: 171
Registered: ‎06-15-2012
0

Re: Garden Club Meeting - October 2012


gijoe4500 wrote:

tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!


I got up early this a.m. and first thing I did? Checked to see if the Oct Garden Club thread was up yet. What. a. goofball.



Frequent Contributor
7PM789
Posts: 257
Registered: ‎08-20-2012
0

Re: Garden Club Meeting - October 2012

October started off great for me, I got a cli that doubled the limit on my c.u. mastercard and I was approved in store for a Sam's club Discover card. I do believe it is time for me to join the garden club and earn at least a bronze spade... I plan on working toward a Penfed platinum in November 2013
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $7.5k - Sam's Club Discover - $10k -
Walmart Discover - $7.5k - Citi T.Y.P. - $5.5k - Chase Freedom - $2.2k -
W.M.TU-775(July/14/) EQ-726(July/12) EX-753(Jan/13)
Audi, Vide, Tace. . .


Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
0

Re: Garden Club Meeting - October 2012

Still going "strong"... as in... told the DGF about the NFL card and the $400 statement credit... and got shot down: "No more credit cards. You have enough."

Says the lady to me, as I describe having 5 and she has 12.

 

I sure showed her who wears the skirt in this relationship.

 

All joking aside, still working on my Discover balance. February '13! I can't wait to have that gone!

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Contributor
tcbofade
Posts: 2,302
Registered: ‎09-26-2011
0

Re: Garden Club Meeting - October 2012


TNTransplant wrote:

tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free:smileyhappy:


Good for you!  :smileyhappy:

 

How's the payoff plan working?


Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

 



Current Scores: EX 671 (FCR) TU08: 638 Wally (TU08).10/11//14 Last app 05/29/2014.
Being held hostage in the garden until 01 November 2014.

Zero percent financing is where the devil lives...

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