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Garden Club Meeting - October 2012

Regular Contributor

Re: Garden Club Meeting - October 2012

Today marks 1 month since my last HP.  Just earned my bronze spade.  Home Depot snuck one in on me, when I requested a CLI.  Rep said that it would be a soft pull.  Boy was she wrong!  I would be at around 6 months if it wasn't for that.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Message 41 of 338
Senior Contributor

Re: Garden Club Meeting - October 2012

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  Smiley Happy



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 42 of 338
Regular Contributor

Re: Garden Club Meeting - October 2012


tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Message 43 of 338
Established Contributor

Re: Garden Club Meeting - October 2012


tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app freeSmiley Happy


Good for you!  Smiley Happy

 

How's the payoff plan working?


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 44 of 338
Highlighted
Valued Contributor

Re: Garden Club Meeting - October 2012

Just stopping by to show off my shiny new bronze spade!

 

Going for the platinum!


Starting Score: EQ 653 6/21/12
Current Score: EQ 703 8/5/17 - EX 743 8/5/17 - TU 731 8/5/17
Message 45 of 338
Established Contributor

Re: Garden Club Meeting - October 2012

Still here. Day 15. It's getting easier   

Starting Score:EQ 586 TU 527 EX 532
Current Score: EQ 655 TU 668 EX 669
Goal Score: 760- Last app 8/9/17


Take the myFICO Fitness Challenge
Message 46 of 338
Regular Contributor

Re: Garden Club Meeting - October 2012


gijoe4500 wrote:

tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!


I got up early this a.m. and first thing I did? Checked to see if the Oct Garden Club thread was up yet. What. a. goofball.



Message 47 of 338
Frequent Contributor

Re: Garden Club Meeting - October 2012

October started off great for me, I got a cli that doubled the limit on my c.u. mastercard and I was approved in store for a Sam's club Discover card. I do believe it is time for me to join the garden club and earn at least a bronze spade... I plan on working toward a Penfed platinum in November 2013
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 48 of 338
Blogger

Re: Garden Club Meeting - October 2012

Still going "strong"... as in... told the DGF about the NFL card and the $400 statement credit... and got shot down: "No more credit cards. You have enough."

Says the lady to me, as I describe having 5 and she has 12.

 

I sure showed her who wears the skirt in this relationship.

 

All joking aside, still working on my Discover balance. February '13! I can't wait to have that gone!

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 49 of 338
Senior Contributor

Re: Garden Club Meeting - October 2012


TNTransplant wrote:

tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app freeSmiley Happy


Good for you!  Smiley Happy

 

How's the payoff plan working?


Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

 



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 50 of 338