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Garden Club Meeting - October 2012

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gijoe4500
Regular Contributor

Re: Garden Club Meeting - October 2012

Today marks 1 month since my last HP.  Just earned my bronze spade.  Home Depot snuck one in on me, when I requested a CLI.  Rep said that it would be a soft pull.  Boy was she wrong!  I would be at around 6 months if it wasn't for that.

Starting Score: MyFico TU: 621 EQ: 610
Current Score: Discover TU: 829 Discover EX: 827
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 830!!
Message 41 of 338
tcbofade
Super Contributor

Re: Garden Club Meeting - October 2012

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  Smiley Happy

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 42 of 338
gijoe4500
Regular Contributor

Re: Garden Club Meeting - October 2012


@tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!

Starting Score: MyFico TU: 621 EQ: 610
Current Score: Discover TU: 829 Discover EX: 827
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 830!!
Message 43 of 338
TNTransplant
Established Contributor

Re: Garden Club Meeting - October 2012


@tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app freeSmiley Happy


Good for you!  Smiley Happy

 

How's the payoff plan working?


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 44 of 338
jamie123
Valued Contributor

Re: Garden Club Meeting - October 2012

Just stopping by to show off my shiny new bronze spade!

 

Going for the platinum!


Starting Score: EQ 653 6/21/12
Current Score: EQ 817 3/10/20 - EX 820 3/13/20 - TU 825 3/03/20
Message 45 of 338
Kidcat
Established Contributor

Re: Garden Club Meeting - October 2012

Still here. Day 15. It's getting easier   




Last app 09/21/2021. Gardening Goal Oct 2023
Message 46 of 338
Anonymous
Not applicable

Re: Garden Club Meeting - October 2012


@gijoe4500 wrote:

@tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!


I got up early this a.m. and first thing I did? Checked to see if the Oct Garden Club thread was up yet. What. a. goofball.

Message 47 of 338
7PM789
Frequent Contributor

Re: Garden Club Meeting - October 2012

October started off great for me, I got a cli that doubled the limit on my c.u. mastercard and I was approved in store for a Sam's club Discover card. I do believe it is time for me to join the garden club and earn at least a bronze spade... I plan on working toward a Penfed platinum in November 2013
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 48 of 338
FrugalRican
Blogger

Re: Garden Club Meeting - October 2012

Still going "strong"... as in... told the DGF about the NFL card and the $400 statement credit... and got shot down: "No more credit cards. You have enough."

Says the lady to me, as I describe having 5 and she has 12.

 

I sure showed her who wears the skirt in this relationship.

 

All joking aside, still working on my Discover balance. February '13! I can't wait to have that gone!

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 49 of 338
tcbofade
Super Contributor

Re: Garden Club Meeting - October 2012


@TNTransplant wrote:

@tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app freeSmiley Happy


Good for you!  Smiley Happy

 

How's the payoff plan working?


Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

 

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 50 of 338
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