Credit Cards

[RockinRay]

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tcbofade wrote:

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TNTransplant wrote:

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tcbofade wrote:

Howdy, howdy boys and girls.

Today is only the first of the month, and I'm #42 to post???

YAY Y'all!

Last app in my signature...I'm creeping up on 60 days app free. 

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Good for you!  

How's the payoff plan working?

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Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

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Excellent! Good for you and keep that train rolling!

PS: Still have not shaved my legs...    

[TNTransplant]

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RockinRay wrote:

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tcbofade wrote:

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TNTransplant wrote:

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tcbofade wrote:

Howdy, howdy boys and girls.

Today is only the first of the month, and I'm #42 to post???

YAY Y'all!

Last app in my signature...I'm creeping up on 60 days app free. 

---

Good for you!  

How's the payoff plan working?

---

Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

---

Excellent! Good for you and keep that train rolling!

PS: Still have not shaved my legs...    

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And we're all very happy that you've not... 

[RockinRay]

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TNTransplant wrote:

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RockinRay wrote:

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tcbofade wrote:

---

TNTransplant wrote:

---

tcbofade wrote:

Howdy, howdy boys and girls.

Today is only the first of the month, and I'm #42 to post???

YAY Y'all!

Last app in my signature...I'm creeping up on 60 days app free. 

---

Good for you!  

How's the payoff plan working?

---

Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

---

Excellent! Good for you and keep that train rolling!

PS: Still have not shaved my legs...    

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And we're all very happy that you've not... 

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[CribDuchess]

I really thought that yesterday (October 1st) I would be brandishing a new bronze spade.  My last app was for a new car purchase on August 31st.  Yesterday I received an email from Costco promoting the Amex Costco TE card with a $50 offer if you spend $500 in 90 days.  This is the second time in two months that I have received an email about this card.  Sadly, I went for it.....and so now the clock has been reset for the bronze spade acquisition.

Gardening......day 1.

[creditnocash]

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CribDuchess wrote:

I really thought that yesterday (October 1st) I would be brandishing a new bronze spade.  My last app was for a new car purchase on August 31st.  Yesterday I received an email from Costco promoting the Amex Costco TE card with a $50 offer if you spend $500 in 90 days.  This is the second time in two months that I have received an email about this card.  Sadly, I went for it.....and so now the clock has been reset for the bronze spade acquisition.

Gardening......day 1.

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well costco is a great card to have ontop of all the other amex's =) 

gotta start somewhere right? 

no inquries but my score did drop. amex reported (0 balance charge card) but i took the aaoa hit. 

on the other hand i got a soft cli on walmart from 800 to 3k cant wait till that reports. 

now i can charge even more to pif before it reports....

[MyCreditSucksTheMost]

1 1/2 months since I've last apped.... Man, I want to so bad now, but I'll wait, especially with all my recent inq's... hmm, I Can't help but think that if my car still hasn't reported in december I may try for one more unsecured cc and kill capitol one.

[Smerri1029]

I'm still here. Been gardening since May 2012, think I may be leaving this month for the American Airlines cards from Citi. We'll see.

[Radio_Radiation]

I'm  in the gaden, working on lowering my inquiries.

Exp: 4 - all of these are from 2011 (july - December)

Equ: 7-  3 are dated 12/2011, 4 are dated between 6/2012 -7/2012

TU:5 - 3 are dated 12/2011,  2 are dated 6/2012 & 7/2012

[localuser]

FAKO score went up by 7 with the Addition of the Wifes Slate to my card.  I am still waiting for the Cap1 to show up.  I will be right up 30% with the debt/credit.  So down up goes the debt and up the credit. 

[SnackTrader]

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apandabear wrote:

Still in the garden. Been here since May 15th of this year. Sometimes it's hard, but there are many good reasons for staying put.

I finished SL rehab in late September!! I wonder if getting my loans assigned to a lender will lead to HPs..? I sure hope not!! Either way, that was my last piece of rebuilding (gave up on GWs). Once my SL gets picked up again, every open account I have will be current. Everything closed would have a paid balance. No delinquencies! 

Come November/December, I might choose to leave the garden... But this was planned. I will be purchasing a car, and while I haven't decided if I'm going new or used, I'm leaning toward new. By November I will have $8k cash in the bank for downpayment. Selling my clunker (privately) I hope will get me $2k. So that's $10k for downpayment on my dream car (2012 Toyota hybrid, haha). On the other hand, that would buy me a not-so-POS used car, owned outright. Decisions, decisions.

Not looking at app-ing for anything else this year. When I do go car shopping, I plan on getting all my apps in within a 2-day time frame.

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I know this is a late reply, but those new loans may or may not lead to HPs, but they will likely lead to new accounts on your credit report.  Depending on what is reported for open date, it may actually help your AAoA, albeit artificially.  Good luck with continuing your credit journey, and make sure to tell us all about the new car in the auto forum (regardless of new or used).