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@jsucool76 wrote:I've got like 15 on each of my reports, so don't feel bad Quite a few are past the one year mark though
four of mine will fall off by march '13. 5 will be over a year old at the end of feb. the rest will be over a year at the end of august
i cant believe i let my bank pull my report like ughhh.... 5 times in 3 months smh... amex pulled all three reports as well. toyota was 5 pulls.
but im not looking for a house or a car (anymore) or any more credit for that matter. zync will be my debit unless mom and pop shop and the rest used for gas and obviously store purchases.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@Revelate wrote:
CNC: what do you consider to be a possible larger purchase than a house?
a private jet with your centurion amex . idk most common folk a house.
or if you have your values backwards a car. lol.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Still in the garden. My goals haven't changed. See ya next month.
Hello everyone! My gardening for 3 months paid off I have been gardening for 3 months while paying down my utilization, in hopes of getting a decent intrest rate for a vehicle from my credit union. It worked, app'd on Oct 1st and got approved for 1.9%. Lowest I have ever had for a vehicle. Now I just have to find my Infiniti G37. I am back in the garden till next year.
@zan987 wrote:Hello everyone! My gardening for 3 months paid off I have been gardening for 3 months while paying down my utilization, in hopes of getting a decent intrest rate for a vehicle from my credit union. It worked, app'd on Oct 1st and got approved for 1.9%. Lowest I have ever had for a vehicle. Now I just have to find my Infiniti G37. I am back in the garden till next year.
Congrats on the great interest rate! It's amazing how beneficial it can be to sit back and tend to the accounts one already has. Enjoy your new car, and welcome back for another stay in the garden.
Sitting back and enjoying a nice hefeweizen...
Still waiting for my new Discover to report. My statement closes on the 6th, so I wouldn't be surprised if it appears in a week or so. Once it does, I'll be able to see the final effects of the new credit ding. I'm looking forward to watching my scores recover when this is all said and done.
(ETA) But I must say this... I'm thoroughly enjoying my new cards. No app itch at all!
I almost app'd for a US Bank Cash+ card for the +5% bill pay .............................. and then I remembered I was in the garden!
Got the amex bce i wanted. freedom and BCE should cover me for awhile so i'm joining the garden for a LONG time
got a pre approval for credit one card up to 1500.
went straight to the shredded.
learned my lesson..
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |