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Valued Contributor
injustifiiable
Posts: 1,109
Registered: ‎03-30-2012

Re: Garden Club Meeting - October 2012

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‎10-04-2012 07:25 PM

I've been bad.

 

I bit on a couple pre-approvals with decent limits.

 

Here's what I'm working with:

 

  • Household: $400
  • CapOne: $500
  • CreditOne: $300 [Sock Drawer]
  • First Savings: $500 [Sock Drawer]
  • Show/Bryant State Bank: $500 [Sock Drawer]

The plan is to keep these till June 2013, when two of my three baddies fall off. I want to re-app for a Discover card and possibly Chase (if they pull EQ), probably in August 2013. Hopefuly at that point, I can get a limit at or above $1K.

 

 


Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board

Take the FICO Fitness Challenge
Message 81 of 338 (438 Views)
 
Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Garden Club Meeting - October 2012

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‎10-04-2012 07:35 PM

injustifiiable wrote:


The plan is to keep these till June 2013, when two of my three baddies fall off. I want to re-app for a Discover card and possibly Chase (if they pull EQ), probably in August 2013. Hopefuly at that point, I can get a limit at or above $1K.

 

 

chase has pulled ex exclusively for me for the past 3 years. here in massachusetts. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Message 82 of 338 (428 Views)
 
Valued Contributor
tcbofade
Posts: 1,112
Registered: ‎09-26-2011

Re: Garden Club Meeting - October 2012

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‎10-05-2012 06:39 AM

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...



Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 673 (Wally) EQ: Your guess is as good as mine. :smileytongue:

Zero percent financing is where the devil lives...

Message 83 of 338 (395 Views)
 
Contributor
obageegee
Posts: 161
Registered: ‎09-30-2012

Re: Garden Club Meeting - October 2012

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‎10-05-2012 06:42 AM

Bud passed



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13
Message 84 of 338 (393 Views)
 
Valued Contributor
jsucool76
Posts: 2,736
Registered: ‎12-11-2011

Re: Garden Club Meeting - October 2012

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‎10-05-2012 06:49 AM

obageegee wrote:

Bud passed

Can I get a yuengling? xD

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Message 85 of 338 (388 Views)
 
Valued Contributor
RockinRay
Posts: 1,773
Registered: ‎08-13-2007

Re: Garden Club Meeting - October 2012

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‎10-05-2012 06:56 AM

tcbofade wrote:

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...

No comments today!  :smileyhappy:

 

Ray

** Every Card has a Job, and Every Card does its Job **

Message 86 of 338 (382 Views)
 
Valued Contributor
tcbofade
Posts: 1,112
Registered: ‎09-26-2011

Re: Garden Club Meeting - October 2012

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‎10-05-2012 07:01 AM

RockinRay wrote:
tcbofade wrote:

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...

No comments today!  :smileyhappy:

 

That's probably a good thing...  :smileytongue:

 



Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 673 (Wally) EQ: Your guess is as good as mine. :smileytongue:

Zero percent financing is where the devil lives...

Message 87 of 338 (379 Views)
 
Valued Contributor
RockinRay
Posts: 1,773
Registered: ‎08-13-2007

Re: Garden Club Meeting - October 2012

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‎10-05-2012 07:46 AM

tcbofade wrote:
RockinRay wrote:
tcbofade wrote:

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...

No comments today!  :smileyhappy:

 

That's probably a good thing...  :smileytongue:

 

:smileyhappy: Don't ya just hate people like me - that always bug you! :smileyhappy:

 

Ray

** Every Card has a Job, and Every Card does its Job **

Message 88 of 338 (367 Views)
 
Valued Member
MyCreditSucksTheMost
Posts: 49
Registered: ‎08-13-2012

Re: Garden Club Meeting - October 2012

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‎10-05-2012 07:53 AM

After only 50 days with my walmart card they doubled my limit to $1000. I'm so excited, this will cure my app itch for awhile.

 

So, I will continue to garden, and grow...

Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-695 Equifax-686 Experian 672(as of 01/05/12):
Goal 760 Across the Board:

Take the FICO Fitness Challenge



Message 89 of 338 (364 Views)
 
Established Contributor
SwiftTone
Posts: 986
Registered: ‎02-27-2012

Re: Garden Club Meeting - October 2012

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‎10-05-2012 08:13 AM

10/11/12 will mark my 6 months of gardening. I'm prepping for my app spree of 3 cards. Only a few days left!!

BCE: $0/$8500, CSP: $15/$5000, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$5800, Citi Dividend: $0/$2000 Cap1 x2 $0/$2250

EQ FICO - 07/2012: 699, 08/2012: 714, 10/2012: 729, 11/2012: 686, 12/2012: 723, 01/2013: 737, 03/2013: 725, 04/2013: 734, 05/2013: 736
EX FICO(AMEX) - 10/2012: 712
Message 90 of 338 (356 Views)
 

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