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Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: Garden Club Meeting - October 2012

Still here.


Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


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Moderator
tinuviel
Posts: 4,871
Registered: ‎11-02-2010

Re: Garden Club Meeting - October 2012


shakalaka wrote:

Morning all,

 

raining like hell here, how should one have one fun in the garden ... :smileymad:


 

Put on a raincoat and galoshes and go splash in the puddles??? :smileywink:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Platinum Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 8.95k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.2k, Kay Jeweler's 5.1k
Moderator
Revelate
Posts: 6,798
Registered: ‎12-30-2011

Re: Garden Club Meeting - October 2012


tinuviel wrote:

shakalaka wrote:

Morning all,

 

raining like hell here, how should one have one fun in the garden ... :smileymad:


 

Put on a raincoat and galoshes and go splash in the puddles??? :smileywink:

 


That's one thing I actually miss living in S. Cali; I don't think that will ever get old regardless of my advancing age.  Course I'm not a fan of running or refereeing in the rain so I guess it balances out heh.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 672, Wally TU 686, EX 702 (04/14)
Goal Score: 700 in all three (01/01/15)


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Frequent Contributor
isoldmyatlas
Posts: 327
Registered: ‎04-28-2012

Re: Garden Club Meeting - October 2012

*runs in*

 

Ok, I'm back after going 3 for 3 with approvals I now have some beautiful seeds to plant next to my Cap1 seedling!  I'll be here a while tending to those. :smileyhappy:

TU: 751 (1/13/14) | EQ: 732 (11/8/13) | EX: 744 (11/8/13)

Cap1 Quicksilver, $1,750 (4/2012); Discover IT, $4,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $10,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival, $5,500 (07/13); Chase Hyatt, $7,000 (09/13)
Regular Contributor
gijoe4500
Posts: 231
Registered: ‎05-12-2010

Re: Garden Club Meeting - October 2012


tinuviel wrote:

shakalaka wrote:

Morning all,

 

raining like hell here, how should one have one fun in the garden ... :smileymad:


 

Put on a raincoat and galoshes and go splash in the puddles??? :smileywink:

 


That reminds me too much like work.  Am at the South Texas Project Nuclear plant doing a tube cleaning project.  Rain gear, rubber boots, and water guns that shoot 400psi.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


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New Member
Myrtlegirl2
Posts: 4
Registered: ‎09-29-2012

Re: Garden Club Meeting - October 2012

Frustrated and sad but determined!

No new apps and all cc below 10% ...by birthday in July. :catmad:

http://ficoforums.myfico.com/t5/image/serverpage/image-id/2546iB18EF7FE7143CFD1/image-size/large?v=mpbl-1&px=600
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012

Re: Garden Club Meeting - October 2012

Still here in the garden.  After my app spree last month, I'm done for Until next year. 

Frequent Contributor
CreditChampion
Posts: 260
Registered: ‎03-15-2012

Re: Garden Club Meeting - October 2012

Still app free...finally got that medical collection off so all clean:smileyhappy: Hopefully I still can find some motivation still not to app lol...


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $4k Discover it $2000 Wells Fargo Cash Back $1300 BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Moderator
Revelate
Posts: 6,798
Registered: ‎12-30-2011

Re: Garden Club Meeting - October 2012


Myrtlegirl2 wrote:

Frustrated and sad but determined!

No new apps and all cc below 10% ...by birthday in July. :catmad:


Welcome to the forums!

 

Yeah it can be tough on these forums especially to keep on one's plan; however, it sounds as though you're setting yourself up well for your future goals, and that's absolutely the right way to approach things.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 672, Wally TU 686, EX 702 (04/14)
Goal Score: 700 in all three (01/01/15)


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Valued Contributor
SnackTrader
Posts: 1,533
Registered: ‎09-15-2012

Re: Garden Club Meeting - October 2012

Less than a week until I hit 4 months.

 

Every day is difficult, but understanding that my chances of approval go up with each CC payment I make gives me a reason to stay app free.  I want no wasted HPs, and if that means waiting another 30 or 60 or 90 days, so be it.

 

Good luck to all!

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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