@compassion101 wrote:I'm sure they will hand out CLIs on recon fairly liberally around christmas season esp if they have 0% APR attached to it. Stores like walmart, amazon, other retail store cards.
I'm hoping so! It isn't really going to affect me any if i'm denied, but it would still be nice to get some higher limits.
Starting Score: MyFico TU: 621 EQ: 610
I'm planning on using my chase card for Christmas... or maybe amex who knows!
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@gijoe4500 wrote:
@compassion101 wrote:I'm sure they will hand out CLIs on recon fairly liberally around christmas season esp if they have 0% APR attached to it. Stores like walmart, amazon, other retail store cards.
I'm hoping so! It isn't really going to affect me any if i'm denied, but it would still be nice to get some higher limits.
id just call the backdoor number and ask for somebody in underwriting.
for a card for 4 to 5 years. if it didnt go above 1k after 2 years id close it.
(thinking about doing it at kohls)
Although a lurker for years, I am pretty new here. My last app was in february, so going 8 months strong. Love the idea of gardening! 
I am working on lowering my utilization as that is my biggest negative right now while resisiting the urge to app for a couple cards I have wanted but been denied in the past. Glad to be here!
Starting Score: EQ 717 EX 724 TU 736
I have entered into the Garden. Time for me to sit back and relax and watch my garden grow!
@creditnocash wrote:id just call the backdoor number and ask for somebody in underwriting.
for a card for 4 to 5 years. if it didnt go above 1k after 2 years id close it.
(thinking about doing it at kohls)
Eh. I'll just keep it sock-drawered in my safe, with or without the increase. No reason to close it, if it isn't costing me anything.
@gijoe4500 wrote:
@creditnocash wrote:id just call the backdoor number and ask for somebody in underwriting.
for a card for 4 to 5 years. if it didnt go above 1k after 2 years id close it.
(thinking about doing it at kohls)
Eh. I'll just keep it sock-drawered in my safe, with or without the increase. No reason to close it, if it isn't costing me anything.
ive been doing that. ive used it once or twice since july. and pif.
but its an eysore to see a 400 limit when all others are at least double or more.
but as ive posted before my macys started as a 100 and is now a 3.5k so time and patience!
plust the coupons arent that bad.
@creditnocash wrote:
ive been doing that. ive used it once or twice since july. and pif.
but its an eysore to see a 400 limit when all others are at least double or more.
but as ive posted before my macys started as a 100 and is now a 3.5k so time and patience!
plust the coupons arent that bad.
I honestly try to avoid shopping at Wal-Mart these days.
Picked up my official Bronze spade! Aiming for no INQ until 7/2014.
Wish me luck. I need to just stick to this thread and ignore the rest of the credit cards forum, for now. You people here are a great support. Thank you.
