Starting Score: EQ 717 EX 724 TU 736
Called up Wal-Mart today, expected to have the automated CLI denied, with plans to call underwriting directly afterwards. Surprisingly, I got CLI'd from $700-900 by the automated system. Its not much, but its a step in the right direction, so I'm content for now. Will try again in 2-3 months, then call up underwriting then.
got a scorewatch update. up 2 points for one less card reporting a balance.
now just 2 cards reporting a balance out of 9. aiming to have just my mastercard report a small balance at the begining of the year.
i think ill take a swig at my beer from all this gardening ive been doing.
sadly though right around christmas might have to get a new washer (old one is leaking) but whats the fun in just getting a washer when the dryers are screaming buy me. 0% finance for 18 months plus an extra 5% off the already low prices =)
Plus I Hit The Half Way Mark For my Silver Spade!
I've been officially gardening since Febuary. I have around 7 Inquiries on EX--Im from CA so this is all they pull out here pretty much. Besides my card in Feb, all my apps reached 1 yr old around June. Hoping to stay Garden-Strong until all these fall off next year. The one thing nice about gardening is watching my scores rise as everything ages, slow and steady like a true garden. 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Middleswarth wrote:Month number 3. Silver Spade is now mine.
Only 21 months until my next big adventure begins (mortgage time)....
Yay... congrats!!! Nice looking garden; keep up the good work. 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
