Well all of my reports have updated and im a little above where i started in june. (660 to 720 to 682) eq anyways. tu should be similar.
cant wait until sep 13' where all of my inquries are non factor.
went from 3 store cards reporting to 3 revolvers, 5 store revolvers, an amex charge, and a great auto (loan/lease)
im pretty exited that i paid down my debt as well. i think i will only let 2 cards report as i wont have enough funds i think to cover both for pif.(before statement cuts) with in all 700 reporting out of 12k aval.
and i have updated my sig with a nice reminder of how many days in total ive been app free and how many in total until my reports are free and clear of all inq.
creditnocash wrote:Well all of my reports have updated and im a little above where i started in june. (660 to 720 to 682) eq anyways. tu should be similar.
cant wait until sep 13' where all of my inquries are non factor.
went from 3 store cards reporting to 3 revolvers, 5 store revolvers, an amex charge, and a great auto (loan/lease)
im pretty exited that i paid down my debt as well. i think i will only let 2 cards report as i wont have enough funds i think to cover both for pif.(before statement cuts) with in all 700 reporting out of 12k aval.
and i have updated my sig with a nice reminder of how many days in total ive been app free and how many in total until my reports are free and clear of all inq.
You've done a great job -- congrats!!! 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
tinuviel wrote:You've done a great job -- congrats!!!
thanks. ive just wrapped my head around that in two years of no credit to 13k in available credit.
crazy what good history can do for a person.
my first account was a joint the rest were non secured. seperate accounts.
never had a rebuilder
and as for everyone else.
we are all here for the same reason (this forum and gardening topic)
to improve our credit situation. good luck and congrats to those who stay on path.
creditnocash wrote:
tinuviel wrote:You've done a great job -- congrats!!!
thanks. ive just wrapped my head around that in two years of no credit to 13k in available credit.
crazy what good history can do for a person.
my first account was a joint the rest were non secured. seperate accounts.
never had a rebuilder
and as for everyone else.
we are all here for the same reason (this forum and gardening topic)
to improve our credit situation. good luck and congrats to those who stay on path.
this and to help each other to resist the itch 
I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
tinuviel wrote:I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
like in the other thread congrats.
5k cards i got my eye on you!
a nice income jump as well.
got a raise for at least 3/4 dollars more an hour.
cant wait till that reports on my taxes. and my bonuses as well.
creditnocash wrote:
tinuviel wrote:I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
like in the other thread congrats.
5k cards i got my eye on you!
a nice income jump as well.
got a raise for at least 3/4 dollars more an hour.
cant wait till that reports on my taxes. and my bonuses as well.
Very nice -- congrats to you! 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
creditnocash wrote:
tinuviel wrote:I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
like in the other thread congrats.
5k cards i got my eye on you!
a nice income jump as well.
got a raise for at least 3/4 dollars more an hour.
cant wait till that reports on my taxes. and my bonuses as well.
Great news
Congrats
Starting Score: TU 610 EQ 655 - 8/2010
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
