10-08-2012 03:03 AM - edited 10-08-2012 03:50 AM
so turns out my info was wrong. best buy did pull my report when i apped for the card. but it was on eq... wierd that it didn't show up on any of my fako reports just the amex one.
anyways it fell off yesterday
no harm no foul
down to 22 across all 3
next one is macy's in december!
edit: Just Checked ck and walmart reported my cl. woo util reporting at 4 percent!
means i should get a an update from sw by saturday.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
10-08-2012 04:36 AM
I stepped out yesterday to pick up a PayPal Extras Mastercard. We run a side line business / ebay and I can pay for my shipping / get rewards by using this card.
CL aproved, $5k.
Did I "really" need this card? No, but I justified the app realizing that this year I have spend about $2k so far with PayPal shipping and have missed out on any rewards so I felt it was worth while to step out and pick up the card.
Now when I ship our products, I will get points that I can convert to cash back...
10-08-2012 04:58 AM
RockinRay wrote:I stepped out yesterday to pick up a PayPal Extras Mastercard. We run a side line business / ebay and I can pay for my shipping / get rewards by using this card.
CL aproved, $5k.
Did I "really" need this card? No, but I justified the app realizing that this year I have spend about $2k so far with PayPal shipping and have missed out on any rewards so I felt it was worth while to step out and pick up the card.
Now when I ship our products, I will get points that I can convert to cash back...
Congrats! that card does its job!
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
10-08-2012 05:23 AM
creditnocash wrote:
RockinRay wrote:I stepped out yesterday to pick up a PayPal Extras Mastercard. We run a side line business / ebay and I can pay for my shipping / get rewards by using this card.
CL aproved, $5k.
Did I "really" need this card? No, but I justified the app realizing that this year I have spend about $2k so far with PayPal shipping and have missed out on any rewards so I felt it was worth while to step out and pick up the card.
Now when I ship our products, I will get points that I can convert to cash back...
Congrats! that card does its job!
Thanks and yes it does! I did try to associate my Southwest Siggy Visa to the account thinking I would pick up the extra miles the easy way, but that did not work. So, I went the PPMC route.
At lease now when I ship, I will earn some rewards. Downside is it is one more card to manage - but thats cool...
10-08-2012 05:41 AM
RockinRay wrote:
Thanks and yes it does! I did try to associate my Southwest Siggy Visa to the account thinking I would pick up the extra miles the easy way, but that did not work. So, I went the PPMC route.
At lease now when I ship, I will earn some rewards. Downside is it is one more card to manage - but thats cool...
cmon thats what the other half is for =)
we have a business customer that brings his change home once a week and his wife rolls it. (he said takes her about a full day to do it)
imagine rolling coin for 6+ hours a week in one day.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
10-08-2012 05:56 AM
creditnocash wrote:
RockinRay wrote:Thanks and yes it does! I did try to associate my Southwest Siggy Visa to the account thinking I would pick up the extra miles the easy way, but that did not work. So, I went the PPMC route.At lease now when I ship, I will earn some rewards. Downside is it is one more card to manage - but thats cool...
cmon thats what the other half is for =)
we have a business customer that brings his change home once a week and his wife rolls it. (he said takes her about a full day to do it)
imagine rolling coin for 6+ hours a week in one day.
What is my second choice!
At lease we do not have that to contend with.
10-08-2012 06:06 AM
I made it!! Granted, my score is too low to really have done anything significant with, but I guess that's the point of waiting. Can't say I'll be making it the next leg to 24 months, since I'm hoping for a new car in the spring, but that's also very dependant on my score by then. Garden on, everyone!
| Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012) Starting total revolving credit: $1100 | Current total revolving credit: $7000 Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013 | 700 Club | AMEX Gold NPSL DCU Visa $2000 Cap1 Cash Rewards $2000 BOA Platinum $600 WalMart $800 |
10-08-2012 06:10 AM
Jutz wrote:I made it!! Granted, my score is too low to really have done anything significant with, but I guess that's the point of waiting. Can't say I'll be making it the next leg to 24 months, since I'm hoping for a new car in the spring, but that's also very dependant on my score by then. Garden on, everyone!
Wow - nice! Congrats and your scores are for sure on the way up.
That spade looks very nice in your signature. ![]()
10-08-2012 06:28 AM
Congrats, it sure looks good
Jutz wrote:I made it!! Granted, my score is too low to really have done anything significant with, but I guess that's the point of waiting. Can't say I'll be making it the next leg to 24 months, since I'm hoping for a new car in the spring, but that's also very dependant on my score by then. Garden on, everyone!
10-08-2012 06:32 AM
RockinRay wrote:
What is my second choice!
At lease we do not have that to contend with.
i just meant your other half is there to manage all the cc's... why do you have to worry about it.
and as for Jutz. congrats.
there is really no NEED to app but since we can we do. like i stated ive been app free for 16+ years before my first app and approval. whats 2?
since ive joined this community i apped for way to much in my opinion but is it what is. inq will be erased in 2 years anyways.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |

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