Garden Club Meeting - October 2013

[UFGuy2006]

Checking in... so the other day I unfroze my TU to apply for the Fidelity Amex (made a decision I want my rewards dollars to invest and hopefully grow to support retirement). Anyhow, that card was approved by moving some of my BOA Better Balance rewards CL (done automatically by FIA). I was a bit annoyed with BOA as they couldn't really explain why my CL was reduced on my Better Balance card (I already knew why) and submitted a CLI... of which was approved (with another HP on TU).

Saturday I signed into my closed Walmart card to see my TU account (still had access to the free FICO) and long story short I entered the wrong password in too many times resetting my account. The only way to log in and reset was to present the card number (of which I no longer had). Since I really value the TU Fico, I reapplied and was approved for the Walmart Discover. 

Fast foward to this lovely Sunday evening and I was catching up on another blog RE the Barclays US Airways card bonuses. I already have one, and got recent increases on my Barclays cards so I applied (assuming a denial) and was approved for a decent line.

4 TU pulls in one week... I need to sit it out in the garden for at least 6 months... work has been slow recently so I blame that for all this free time to think about CCs ;-) Time to freeze this report and CHILL!

[Bluebonnet]

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@youngandcreditwrthy wrote:
What is the first gardening spade and what amount of gardening is required to get it? Lol

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Hi young.

First gardening spade is bronze, and I believe it's one month.  I have yet to get mine.  

[FocusedAndDetermined]

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@Bluebonnet wrote:

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@youngandcreditwrthy wrote:
What is the first gardening spade and what amount of gardening is required to get it? Lol

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Hi young.

First gardening spade is bronze, and I believe it's one month.  I have yet to get mine.  

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You are correct, BB.  On entering the garden everyone starts as a seedling, then after one month bronze spade.  You can see all levels on first page of thread.

[09Lexie]

@young

Seedling is the first 30 days, followed by bronze

[09Lexie]

@UFGuy2006

Thanks for checking in...I wish BoA would pull TU for me when I apply next year.

[Kenny]

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@09Lexie wrote:
@UFGuy2006

Thanks for checking in...I wish BoA would pull TU for me when I apply next year.

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lol, I never thought I'd say that but right now TU is the pull place for me too whenever I apply.   My EQ is the worst!I thought that was a lot of people's best!

[09Lexie]

@KennyS2006

I'm just trying to balance out inq's. Seems most places in Ca love Experian whereas TU has been my GE and Discover cards.
Oh well, price we pay for living in So Ca

[myjourney]

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@starry1 wrote:
I need some intervention. I'm stuck in the hospital until at least tomorrow getting iv steroids for an ms relapse. The WiFi is good and I'm bored, sitting here eyeballing the firestone and the target.

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I'm a little late arriving but you just better do what the doctor says and stay way from apps don't have me post kitty outside you room.

Feel better and best wishes 

[myjourney]

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@joshuapd1987 wrote:
Hi everyone!

Stopping into pick up my silver spade! 3 months in the Garden... Hooray! EX is up to 697... Will refresh my scores after a few more statements post.

Thanks to the EO, I've PCd my 2000.00 Plat to the Quicksilver... And got a CLI to 2500.00. And my old orchard card is now up to 1200.00. And thanks to Credit Solutions... Walmart is up to 1000.00! All SPs.

Only balance I have is 110 on Walmart! making progress!! Hoping for a 20ishK CSP in November and the amex delta gold!

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Congarts that's a good update 

Wooo Hooo SILVER

[myjourney]

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@Stonemanmv wrote:
Happy Sunday. Not such a good day for my Pats. Or Dabears MJ oh well next week

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NE I felt it was that week my famous Bear Defense let me down again