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Garden Club Meeting - October 2013

Moderator Emerita

Re: Garden Club Meeting - October 2013

To the entire Garden Community:


Thanks! You guys make my work easy.

By the way... I'm not going anywhere, they'll have to pry my iPad out of my cold dead hand. Smiley LOL
Message 4231 of 4,237
Super Contributor

Re: Garden Club Meeting - October 2013


09Lexie wrote:
@asphaltcowboy

Haha! The extra pay took me on a trip to the .99 Store!

Thanks!

And she paid the taxes out of her own pocket Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4232 of 4,237
New Member

Re: Garden Club Meeting - October 2013

New here....can someone tell me more about the Garden and getting started? I'm in rebuilding mode and am very eager to get started on a brighter future

 

My Credit 2 years after Chapter 7...

 

Limits:

 

Barclays Mastercard- 700

Fingerhut- 2600

Capital 1 Plat 1500

Cap 1 Spark Business 500

Merrick Bank 1500

Kay Jewlers 1500

Applied Bank Visa 800

Credit One Bank 800

 

Lots of questions....should I close lower limits? Any help would be greatly appreciated!

My Wallet:

Capital One Spark Business: 2.5K Barclay's Visa: 700 Fingerhut: 2.6K Kay Jewlers 2K Target: 1K Walmart: 200 Merrick Bank Visa: 1.5K
Message 4233 of 4,237
Mega Contributor

Re: Garden Club Meeting - October 2013

Searay00 welcome to the forum. Your questions can be better answered by going to the rebuilding forum. Top right screen connecting to the community. 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4234 of 4,237
Super Contributor

Re: Garden Club Meeting - October 2013


Searay00 wrote:

New here....can someone tell me more about the Garden and getting started? I'm in rebuilding mode and am very eager to get started on a brighter future

 

My Credit 2 years after Chapter 7...

 

Limits:

 

Barclays Mastercard- 700

Fingerhut- 2600

Capital 1 Plat 1500

Cap 1 Spark Business 500

Merrick Bank 1500

Kay Jewlers 1500

Applied Bank Visa 800

Credit One Bank 800

 

Lots of questions....should I close lower limits? Any help would be greatly appreciated!


Welcome to the garden and the forum

Here we try to remain HP free but encourage SP CLI's 

We stay long enough to allow INQ's, AAoA and TL's to age.

Read page one of this thread for a better picture 

 

When your ready jump right in the credit card forum and ask your questions to get the very best opinion as to what to keep open or close 

We also have a Friday Night Social every week and you are cordially invited to join us 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4235 of 4,237
Highlighted
Moderator Emeritus

Re: Garden Club Meeting - October 2013

Congratulations to Lexie on her promotion to Moderator! You most certainly deserve it and I'm thrilled to have you on board. Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 4236 of 4,237
Moderator Emeritus

Re: Garden Club Meeting - October 2013

Ok everyone -- new thread is up! Great turnout for October, and I expect November to be at least as amazing. Let's continue any ongoing discussions on the new thread. Happy gardening!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 4237 of 4,237