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Garden Club Meeting - September 2012

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Established Member

Re: Garden Club Meeting - September 2012

I definitely got some itching late in August got a small soft increase on my Discover $750 increase to $2500 total limit. Got my bronze spade to dig around and try to save up some $$$ for my first house(still barely out on the horizon) and max up my cc rewards. Cheers!*Raising a Schlafy Oatmeal Stout to my fellow gardeners* Now i need to sit on my hands and not hit anymore luv buttons or app buttons for a few months.

FICO: Ex 782(AMEX)
Cards: Amex BCE(2500), Discover(2500), Target (500)
App'd Amex & Target Jul 2012, Gardening til 2013 or beyond
Goals: Visa or MC Rewards Card after first home (2014-2015)
Message 11 of 398
Frequent Contributor

Re: Garden Club Meeting - September 2012

Howdy

Message 12 of 398
Super Contributor

Re: Garden Club Meeting - September 2012

In the gahhden, no more apps on my end. I'm commited for 12 months at least




Message 13 of 398

Re: Garden Club Meeting - September 2012

Got 3 credit cards first in my credit history life. And. 2. Personal loans to help build credit 2 credit cards with NFCU. & THE 2 loans also with them I'm ready to wait in garden mode till December 2013 no apps till then. Then I will go for chase. Fredom American express zync and. Then discover more. Smiley Happy
Message 14 of 398
Senior Contributor

Re: Garden Club Meeting - September 2012

Howdy, howdy boys and girls.  I'm about a week away from a Bronze spade...trying to behave myself for awhile!  Smiley Tongue



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 15 of 398
Valued Contributor

Re: Garden Club Meeting - September 2012

Just stopping in to shine my spade. . .

 

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 16 of 398
Valued Contributor

Re: Garden Club Meeting - September 2012

Checking into the garden for September! Working on my silver spade (9/25), and should have no problem getting there, as I see no new apps on the horizon. Plan is to chill out for the next few months, most likely until late December or January before any thought of new apps.. Still have several new accounts from June that need to age. On a positive note, got a Auto-CLInfrom US Bank Cash + in August, after only 2 months (went from 8k to 11.5k). Got denied AMEX CLI, but  looking on bright side, got EX score (779, highest ever!). Also hit 800 on Walmart TU in August (also a high for me!). Good luck to everyone as you work on your goals for the next month! 

 

 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 17 of 398
Valued Contributor

Re: Garden Club Meeting - September 2012

I'm still here...

 

No wants, no needs.

 

Just want the CLI's!  Smiley Happy

 

Goals are $10k with both Cap 1 and Discover. today they currently sit at $5k.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 18 of 398
Established Contributor

Re: Garden Club Meeting - September 2012

Still here.  USAA tells me I'm at 712/699/699.  One more point on EQ and TU and I'll be at 700s across the board.  Four of the cards from my app spree and my new auto loan have yet to report, so I'm expecting a big bump soon.  Keep growing, garden!

 

And keep up the good work, everyone!

Message 19 of 398
Valued Contributor

Re: Garden Club Meeting - September 2012


djrez4 wrote:

Still here.  USAA tells me I'm at 712/699/699.  One more point on EQ and TU and I'll be at 700s across the board. 


Those are not FICO scores, but welcome to the garden!

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 20 of 398