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Established Member
cschick_old
Posts: 24
Registered: ‎07-25-2012

Re: Garden Club Meeting - September 2012

I definitely got some itching late in August got a small soft increase on my Discover $750 increase to $2500 total limit. Got my bronze spade to dig around and try to save up some $$$ for my first house(still barely out on the horizon) and max up my cc rewards. Cheers!*Raising a Schlafy Oatmeal Stout to my fellow gardeners* Now i need to sit on my hands and not hit anymore luv buttons or app buttons for a few months.

FICO: Ex 782(AMEX)
Cards: Amex BCE(2500), Discover(2500), Target (500)
App'd Amex & Target Jul 2012, Gardening til 2013 or beyond
Goals: Visa or MC Rewards Card after first home (2014-2015)
Regular Contributor
Middleswarth
Posts: 160
Registered: ‎08-31-2011

Re: Garden Club Meeting - September 2012

Howdy


Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.
Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Garden Club Meeting - September 2012

In the gahhden, no more apps on my end. I'm commited for 12 months at least






Member
arredondo3419
Posts: 28
Registered: ‎08-23-2012

Re: Garden Club Meeting - September 2012

Got 3 credit cards first in my credit history life. And. 2. Personal loans to help build credit 2 credit cards with NFCU. & THE 2 loans also with them I'm ready to wait in garden mode till December 2013 no apps till then. Then I will go for chase. Fredom American express zync and. Then discover more. :smileyhappy:
Valued Contributor
tcbofade
Posts: 1,761
Registered: ‎09-26-2011

Re: Garden Club Meeting - September 2012

Howdy, howdy boys and girls.  I'm about a week away from a Bronze spade...trying to behave myself for awhile!  :smileytongue:



Current Scores: EX 711 (FCR) TU08: 658 Wally (TU08). Last app 03/08/2014.

Gardening until October 2014.

(Thou shalt not app, thou shalt not app, thou shalt not app...)

Zero percent financing is where the devil lives...
Community Leader
Valued Contributor
DaveSignal
Posts: 1,749
Registered: ‎07-29-2011

Re: Garden Club Meeting - September 2012

Just stopping in to shine my spade. . .

 


FICO Scores: EQ:712 TU:767 EX:706
Barclays Arrival World MasterCard $6.5k - BoA Travel Rewards Visa Signature $15k - SDFCU EMV $15k - NFCU goRewards $20k
Established Contributor
emptypockets
Posts: 898
Registered: ‎02-03-2009

Re: Garden Club Meeting - September 2012

Checking into the garden for September! Working on my silver spade (9/25), and should have no problem getting there, as I see no new apps on the horizon. Plan is to chill out for the next few months, most likely until late December or January before any thought of new apps.. Still have several new accounts from June that need to age. On a positive note, got a Auto-CLInfrom US Bank Cash + in August, after only 2 months (went from 8k to 11.5k). Got denied AMEX CLI, but  looking on bright side, got EX score (779, highest ever!). Also hit 800 on Walmart TU in August (also a high for me!). Good luck to everyone as you work on your goals for the next month! 

 

 

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Cash+ Visa, Chase CSP/Freedom/Marriott/SWA Prem, Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend/AA Platinum, Discover IT, Walmart Discover, Cabela's Visa, Cap One Quick Silver, BOA BB Rewards MC, BMW Visa Siggy, Comenity FRN MC/TR Visa, Ebates Visa Siggy, 5/3 Real Life Rewards, Jared, Kohl's, Macy's, Macy's AMEX.

Current Scores: EQ (3/28/14): 798; TU MyFico (3/7/14):781; Walmart TU Fico 08 (4/4/2014): 814; EX (3/7/14): 773
Valued Contributor
RockinRay
Posts: 1,931
Registered: ‎08-13-2007

Re: Garden Club Meeting - September 2012

[ Edited ]

I'm still here...

 

No wants, no needs.

 

Just want the CLI's!  :smileyhappy:

 

Goals are $10k with both Cap 1 and Discover. today they currently sit at $5k.

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: Garden Club Meeting - September 2012

Still here.  USAA tells me I'm at 712/699/699.  One more point on EQ and TU and I'll be at 700s across the board.  Four of the cards from my app spree and my new auto loan have yet to report, so I'm expecting a big bump soon.  Keep growing, garden!

 

And keep up the good work, everyone!

Community Leader
Valued Contributor
DaveSignal
Posts: 1,749
Registered: ‎07-29-2011

Re: Garden Club Meeting - September 2012


djrez4 wrote:

Still here.  USAA tells me I'm at 712/699/699.  One more point on EQ and TU and I'll be at 700s across the board. 


Those are not FICO scores, but welcome to the garden!


FICO Scores: EQ:712 TU:767 EX:706
Barclays Arrival World MasterCard $6.5k - BoA Travel Rewards Visa Signature $15k - SDFCU EMV $15k - NFCU goRewards $20k

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