@CREDITSURFER wrote:Woot got my spade today!
CONGRATULATIONS!!!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@rock_lobster wrote:I guess I will offically join the garden club. Been in the garden for 6 months wiithout really knowing that I was in the garden! Going to try and hold out unitl December. Need to buy a car then.
Garden goals...I would love to get into the 700 club ( need to pay down a couple of cards). I would also like to harvest a nice AMEX card and a Lowes cards from my garden soon.
Thanks to all for the information and encouragement.
Welcome to the club!!! 
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@RushXTC wrote:Good news and bad news....
The good news is, I'm still in the garden.
The bad news..... 1 1/2 month ago I landed in the ER, I have no health insurance. I was released everything was fine, then I began to experience very strong chest pains and ended up going to the ER again in the afternoon. As much as I want to finish paying off my debt, It just doubled....
It's catching up to me, I can handle it, just barely.
The Ambulance ride was $1,500
Physicans $800 for both visits
Hospital fee $2,000 for both visits
Ugh... This is my life, If I pay $200 off my cards, Something comes up and it nearly doubles whatever I had previously payed. Oh well, At least I'm not stuck with collections because I didn't have the credit to pay for them! *phew*
Keeping my head up in hopes of escaping this hell!
So sorry about that. 
Hang in there.
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@tinuviel wrote:
@FocusedAndDetermined wrote:So, after almost 2 mos in the garden, I received an alert from Credit Sesame today. FAKO went up 6 pts., and that is without the 2k I put on installments reporting. Next month should also yield an increase.
Yay!!! Congrats!!!
Thanks, tinuviel. These little victories making gardening easier.
@Eightiron wrote:
@SunriseEarth wrote:
@FocusedAndDetermined wrote:
I've had the Barclay Rewards MC since end of July, thus far, it has been a completely positive expereince.
That's encouraging to hear! People seem to either love or hate Barclay's. It seems to be a good route into Primeville for many, but others seem frustrated. I'd try Chase, but not sure how they'd be with the BK from 2005. Citi was IIB, so they're not an option. Maybe AMEX green card will be an option next year for me (?), although there is a rumor that Zync is coming back.
If Zync comes back, I am going to wrestle some gators and bust out of this garden. Hopefully it doesnt come back until the day before I plan on leaving the garden. Oh, whats up ERTs?
We've got them waiting for you...
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@tinuviel wrote:
@Eightiron wrote:
@SunriseEarth wrote:
@FocusedAndDetermined wrote:
I've had the Barclay Rewards MC since end of July, thus far, it has been a completely positive expereince.
That's encouraging to hear! People seem to either love or hate Barclay's. It seems to be a good route into Primeville for many, but others seem frustrated. I'd try Chase, but not sure how they'd be with the BK from 2005. Citi was IIB, so they're not an option. Maybe AMEX green card will be an option next year for me (?), although there is a rumor that Zync is coming back.
If Zync comes back, I am going to wrestle some gators and bust out of this garden. Hopefully it doesnt come back until the day before I plan on leaving the garden. Oh, whats up ERTs?
We've got them waiting for you...
...and should you elude the gators:
tinuviel wrote:
IT'S OFFICIALLY GOLD SPADE DAY!!! WOO HOO!!!!! 
Congrats......... u r my inspiration...............
checking in, scores keep rising, woohoo
@Steelersboy wrote:checking in, scores keep rising, woohoo
Thanks for checking in. Congrats on the rising scores.