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Community Leader
Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Garden Club Meeting - September 2013


DigitalArk wrote:

09Lexie wrote:
I made it! I am not even home yet. I wanted to check in for tonight's social.



You have work hard all year on your credit goals what accomplishments have achieved thus far?

I'm am proud of many things (all owed to this forum) including recognizing when to stop applying for credit. I've refinanced my car from 8% to 1.99%; added $65,000 in credit and my credit scores are all in the low to mid 700's.
I'm proud to be able to help others reach their goals. Whether it be family, friends or myFICO family.

Thanks myjourney for a wonderful spread. Too beat to eat but it looks great!

Congrats! Thank you for your help to me. You are one of the key ppl in this forum who are making it a wonderful community! myjourney is another awesome one. :smileywink:


No thanks needed passing forward what was given to me (help):smileywink:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Community Leader
Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Garden Club Meeting - September 2013


FocusedAndDetermined wrote:

Good Morning All,

 

I am 61 days app free!  Next month the silver:smileyhappy:

 

Much to do before I fetch my car.  I will pop in later.  Everyone have a fabulous day!


Happy Saturday 

Bravo for keeping the social going last night

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Community Leader
Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Garden Club Meeting - September 2013


navyox wrote:

Getting settled in to the Garden.   Have a few weeds to pull (baddies needing follow-up GW letters) but should be set to watch scores grow.   I had stellar credit when I was in the service and wracked up about 12k in debt when i got out and went to school.   Last year at this time I was sitting at 51% utilization and scores probably around 640.   Now I'm at around 5%.  Vantage score has gone from 726 to 813 since May.


Welcome to the garden

The garden is a great place to work on your CR file 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Senior Contributor
Irisa
Posts: 4,086
Registered: ‎07-26-2008

Re: Garden Club Meeting - September 2013


myjourney wrote:

Hi GC family,

I'm back.......

Hope everyone has a wonderful Saturday

Walmart fico up 12 points Wooo Hooo

CS FAKO dropped 4 points

Happily in the garden and going for the gold   


Hi there. Hope you're feeling better :smileyhappy:



Current Cards: CSP, Freedom, Amex BCP, Discover It, Citi TYP, Cap One QS, Cap One QS1, BoA Cash Rewards
Community Leader
Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Garden Club Meeting - September 2013


RushXTC wrote:

Just got a preapproval offer from the NRA.

 

The NRA Visa looks super patriotic, Offered 18 months no interest on balance transfers and 12% APR when it's over.....

 

was tempted for about a second or two, Ripped it right up.

 

Not letting temptation ruin my credit! >=)


Bravo on staying garden strong

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Garden Club Meeting - September 2013


09Lexie wrote:
@djc1puno

My vacation was wonderful! Thanks for asking. :smileytongue:

Glad to hear! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: Garden Club Meeting - September 2013

I got a preselected offer from BofA for the cash rewards card and I finally got prequalified offers at chase website for the Slate/Freedom! still #GARDENSTRONG :smileytongue:


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Garden Club Meeting - September 2013


eviLution wrote:

I got a preselected offer from BofA for the cash rewards card and I finally got prequalified offers at chase website for the Slate/Freedom! still #GARDENSTRONG :smileytongue:


Looks like things are heading in the right direction for you. I like getting offers even if I don't intend to bite, because it indicates that creditors find me at least potentially desireable. It's nice to be courted. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator
09Lexie
Posts: 24,489
Registered: ‎09-13-2012

Re: Garden Club Meeting - September 2013

Moderator
09Lexie
Posts: 24,489
Registered: ‎09-13-2012

Re: Garden Club Meeting - September 2013


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