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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Garden Club Meeting - September 2013


myjourney wrote:

MsLadyRover wrote:

Thanks Journey & Focused!

I'm definitely taking it easy.


You will be out dancing before you know it..Smiley Wink


I sure hope so.
In other news I received another offer from Chase for the Southwest Card. Those 2 roundtrip tickets have my heart pounding, but I'm staying true to my garden commitment! I do have this one on my list for the future though.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Senior Contributor
Posts: 7,671
Registered: ‎01-05-2013
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Re: Garden Club Meeting - September 2013


MsLadyRover wrote:

myjourney wrote:

MsLadyRover wrote:

Thanks Journey & Focused!

I'm definitely taking it easy.


You will be out dancing before you know it..Smiley Wink


I sure hope so.
In other news I received another offer from Chase for the Southwest Card. Those 2 roundtrip tickets have my heart pounding, but I'm staying true to my garden commitment! I do have this one on my list for the future though.


You're demonstrating great commitment!  By the time you're ready to app the offer maybe a little sweeter.  Fingers crossed.Smiley Happy

Community Leader
Senior Contributor
Posts: 28,763
Registered: ‎02-07-2013
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Re: Garden Club Meeting - September 2013


MsLadyRover wrote:

myjourney wrote:

MsLadyRover wrote:

Thanks Journey & Focused!

I'm definitely taking it easy.


You will be out dancing before you know it..Smiley Wink


I sure hope so.
In other news I received another offer from Chase for the Southwest Card. Those 2 roundtrip tickets have my heart pounding, but I'm staying true to my garden commitment! I do have this one on my list for the future though.


Bravo for staying garden strong and i'm sure the offer will still be there when your ready to take them up  on it.

Then you can scratch it off the list 

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Garden Club Meeting - September 2013

I miss my gold spade Smiley Sad




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 7,671
Registered: ‎01-05-2013
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Re: Garden Club Meeting - September 2013


LS2982 wrote:
I miss my gold spade Smiley Sad


What did I miss?

Senior Contributor
Posts: 7,671
Registered: ‎01-05-2013
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Re: Garden Club Meeting - September 2013


FocusedAndDetermined wrote:

LS2982 wrote:
I miss my gold spade Smiley Sad


What did I miss?


Never mind!  I just caught up. 

 

You' earn your way back. You did great!

Community Leader
Senior Contributor
Posts: 28,763
Registered: ‎02-07-2013
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Re: Garden Club Meeting - September 2013


LS2982 wrote:
I miss my gold spade Smiley Sad


You will get it back LS

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Frequent Contributor
Posts: 632
Registered: ‎11-08-2012
0

Re: Garden Club Meeting - September 2013

Sigh...attending.

 

Went shopping today to put the cards to use. My 5 year old needed a book bag for school and off to Justice we headed...for this awesome $55 book bag I spotted when school shopping. Zebra print with a big letter "S" on it. She is the greatest DD, she opted for the $14 "owl" bag instead and saved me a bunch of $$.

 

The true test came during shopping at the mall and you go to check out and you get that "Would you like to apply for one of our fabulous cc's and save ___ on your purchase today?"    My reply "Um no, you're not getting me with that line and totally screwing up my credit and having the sniper kitty come out after me. I've been building a fence around my garden for a few weeks and you or no one else is going to have me tear it down"   About then I believe they got on the phone and called the funny farm. But that's ok, I'm in Psych Nursing this semester and I completely understand my diagnosis!  Smiley LOL

TU: 819 EQ: 816 EX 809


*$7500****$9,300****$13500*****$20,250****$10,000***$5900****$6000****$8000****$50,000****UNLIM****$17,000



Community Leader
Senior Contributor
Posts: 28,763
Registered: ‎02-07-2013
0

Re: Garden Club Meeting - September 2013


audia4 wrote:

Sigh...attending.

 

Went shopping today to put the cards to use. My 5 year old needed a book bag for school and off to Justice we headed...for this awesome $55 book bag I spotted when school shopping. Zebra print with a big letter "S" on it. She is the greatest DD, she opted for the $14 "owl" bag instead and saved me a bunch of $$.

 

The true test came during shopping at the mall and you go to check out and you get that "Would you like to apply for one of our fabulous cc's and save ___ on your purchase today?"    My reply "Um no, you're not getting me with that line and totally screwing up my credit and having the sniper kitty come out after me. I've been building a fence around my garden for a few weeks and you or no one else is going to have me tear it down"   About then I believe they got on the phone and called the funny farm. But that's ok, I'm in Psych Nursing this semester and I completely understand my diagnosis!  Smiley LOL


Love it garden strong and fencing self in .....Heart

You will be alright indeed with that attitude......BRAVO

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Garden Club Meeting - September 2013


LS2982 wrote:
I miss my gold spade Smiley Sad


You will have it back in 6 short months!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge

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